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This quintessential storybook lake house is a rare find in southern Candlewood Lake, offering a lifestyle unlike any other listing in the area with coveted deeded dock rights and no waiting list. Nestled in a peaceful and tranquil end of the lake, the home is part of a private beach community shared with only eight other residences. The home's interior boasts an open and inviting floor plan designed for effortless entertaining, beginning with a charming center hall which leads to a large dining room perfect for buffet dinners. Adjacent to the dining area, a light-filled living room with a signature bay window provides a warm welcome. The heart of the home is a timeless designer kitchen featuring new stainless-steel refrigerator and induction range, perfect for preparing romantic dinners enjoyed on the private mahogany deck or over cocktails on the charming garden patio. Entering through French doors, the home's true show stopper is the magnificent great room, which features ribbed beam ceilings, library built-ins, and a soaring 17-foot stone fireplace that creates the perfect atmosphere to curl up with tea and/or a book. With wood floors throughout, the layout offers four bedrooms, including two flexible first-floor rooms that can easily serve as an office and/or in-law space with access to a sweet vintage full bath. Upstairs, you will find two additional bedrooms and a conveniently located laundry area. The functional lower level includes a brand-new half bath, a tidy workout room, and a spacious garage, while the entire house comes wired for a plug-in generator for added peace of mind. The exterior is just as enchanting, featuring a newer architectural roof, fresh paint, and stunning grounds that resemble "Shangri-La". There are two outbuildings including a 2nd car garage and potting shed. Walking paths wind through gorgeous mature landscaping, including red maples, cherry trees, dogwoods, and a vibrant collection of Montauk daisies, hydrangeas, and peonies that line the driveway. Located in Old Snug Harbor -- a private lane of only eight houses that ends directly at the water -- this retreat offers total privacy while remaining remarkably close to the highway, shopping malls, and local staples lake Stew Leonard's and Trader Joes. --
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Main | |
| Bedroom 2 | Main | |
| Bedroom 3 | Upper | |
| Dining Room | Hardwood Floor | Main |
| Family Room | Vaulted Ceiling,Beams,Fireplace,Hardwood Floor | Main |
| Kitchen | Main | |
| Living Room | Main | |
| Primary Bedroom | Upper |
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NMLS Mortgage Loan Originator ID 147983
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $600,000 | $600,000 | $600,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.634% | 6.890% | 6.078% |
| Monthly Tax Payment | $716 | $716 | $716 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,694 | $3,892 | $5,023 |
| Total Monthly Payment | $4,502 | $4,700 | $5,831 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.