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Tucked away at the end of a quiet cul-de-sac on a private cove of Lake Hartwell, 424 Graham Road offers the rare combination of privacy, nature, and lake living. Situated on approximately . 66 wooded acres with mature hardwoods and peaceful surroundings, this 3 bedroom, 3. 5 bath home is designed to embrace the beauty of the outdoors while offering comfortable everyday living. Inside, you'll find 2, 700 square feet with hardwood floors, spacious living areas, built-in bookcases, tray ceilings, and large windows that bring in natural light and showcase serene lake views. The kitchen features generous cabinet space, a large pantry, breakfast area, light tubes for added natural brightness, and easy access to the screened porch and expansive deck, perfect for entertaining or simply enjoying the quiet setting. Speakers throughout the home add to the inviting atmosphere. The main-level primary suite offers convenience and comfort, while the finished walkout basement provides additional living space, a workshop area, and flexibility for guests, recreation, or hobbies. Additional highlights include a laundry room sink, attic storage, oversized two-car garage with extra side golf cart/storage bay, fenced yard, and multiple outdoor spaces to take in the peaceful surroundings. Step outside to enjoy sunset skies, abundant wildlife, and direct access to Lake Hartwell with a grandfathered covered double-decker dock in place complete with lift, power, and storage. The setting feels secluded and natural, yet you're only about a mile from the nearest boat ramp for added convenience. Whether you're looking for a full-time residence or weekend retreat, this property offers an opportunity to enjoy lake life in a truly private setting.
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Our Executive Mortgage Banker:
$679,995
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $543,996 | $543,996 | $543,996 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.375% | 6.638% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,349 | $3,438 | $4,517 |
| Total Monthly Payment | $3,441 | $3,530 | $4,609 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.