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Perfectly positioned in the heart of Charleston's vibrant Westside neighborhood, this stylish end-unit townhome offers low-maintenance downtown living with exceptional outdoor space, modern conveniences, and sweeping rooftop views. Tucked away off a private driveway, 402 Sumter Street Unit C is a rare newer construction opportunity featuring an oversized garage with storage room, additional off-street parking, and multiple outdoor living areas designed to take full advantage of Charleston's skyline views and the neighborhood's remarkable growth and energy. Spanning three levels with 3 bedrooms, 2. 5 baths, and approximately 1, 820 square feet, the residence combines comfortable everyday living with an ideal walkable location just moments from Hampton Park, The Citadel, and some of thepeninsula's favorite local restaurants, breweries, and shops. The light-filled main living level features an open-concept living and dining area alongside a bright kitchen with ample storage, gas cooking, and easy functionality for entertaining or daily living. Upstairs, two spacious guest bedrooms share a hall bath and enjoy access to a private balcony with downtown views. The entire third floor is dedicated to the primary suite, complete with a walk-in closet, dual vanities, walk-in shower, laundry closet, and direct access to an additional private balcony and the expansive rooftop terrace above. Outdoor living is a true highlight, with two balconies and a large rooftop deck offering panoramic long-range views of the Arthur Ravenel Jr. Bridge, the The Citadel skyline, and Hampton Park -- an ideal setting for entertaining guests or enjoying sunset evenings above the city skyline. Additional features include a one-car oversized garage with dedicated storage space, two off-street parking spaces, a Rinnai tankless water heater, resurfaced roof, new HVAC system, and fresh interior paint completed in 2024. The HOA is approximately $100 annually and covers landscaping.
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Our Executive Mortgage Banker:
Our Insurance Division:
$949,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $759,200 | $759,200 | $759,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.368% | 6.385% | 6.223% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,552 | $4,675 | $6,407 |
| Total Monthly Payment | $4,644 | $4,767 | $6,499 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.