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This updated and versatile two-family property presents an excellent opportunity for an owner-occupant looking to reduce monthly housing costs while building long-term equity. Both units have been updated with new cabinets, quartz countertops, refreshed bathrooms, fresh paint, new flooring, fixtures and appliances. Each unit is separately metered for electricity and has its own hot water heater. The main unit features a bright, open-concept living and dining area that flows into the new kitchen. A first-floor bedroom and full bath offer flexibility for single-level living, while the upstairs bedroom provides additional privacy. Laundry for the main unit is conveniently located on the first floor. This unit also benefits from its own private paved driveway, enhancing privacy and livability for an owner-occupant. The lower-level unit is fully independent, with a private entrance and separate driveway, making it ideal for consistent rental income without sacrificing privacy. Complete with an updated kitchen, living room, bedroom, and full bath, this unit is well-suited for long-term tenants, short-term flexibility, or multigenerational living. Additional value can be found outdoors with a spacious private backyard and a two-story barn with electricity—perfect for storage, hobby space, or potential future use. Conveniently located near Milton Three Ponds and Route 16, the property offers easy access to the Seacoast, Lakes Region, major commuting routes, and outdoor recreation. A strong owner-occupied investment opportunity offering move-in-ready condition, efficient utility separation, and built-in income potential. Also listed under MLS#5088750. Agent interest.
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/23/2026Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $319,920 | $319,920 | $319,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $318 | $318 | $318 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,970 | $2,020 | $2,657 |
| Total Monthly Payment | $2,363 | $2,413 | $3,050 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.