88 Cote Road, Montgomery, VT, 05471 | $489,000

Tucked just off Route 242 on the way to Jay Peak Resort, this fully rebuilt Vermont farmhouse blends modern updates, flexible living space, and a peaceful riverside setting with over 244 feet of frontage along Hanna Clark Brook. Cross the steel bridge over the river and arrive at a home set above the brook with forest views, privacy, and easy access to year-round recreation at Jay Peak. Inside, the home has undergone a total interior rebuild with thoughtful updates throughout, including new siding, all new windows, new insulation, heat pumps providing both heating and air conditioning, and a garage expansion with cement flooring and a new garage door. High-speed internet availability also makes the property well suited for remote work or hybrid living. The kitchen is bright, functional, and designed for gathering, with generous workspace, counter seating, and an easy flow into the main living areas. Just off the living space, the front porch overlooks the brook and woods beyond. The first floor offers a spacious primary bedroom with walk-in closet and ensuite bathroom. Near the entryway, an additional room currently used as a bedroom could also work well as a guest room, office, or den. Upstairs, both bedrooms feature large closets with natural light windows, plus a full bathroom, oversized laundry room with storage and wash sink, and a spacious bonus living area ideal for a second living room, office, or reading space. Above, you’ll also find over 650 square feet of attic space with potential for future finished living space or studio space. Outside, mature landscaping, peaceful water views, and the sound of the brook create a classic Vermont setting. The large outdoor space offers excellent soil for gardening, recreation, or simply enjoying the outdoors. A move-in ready Vermont property with farmhouse character, extensive renovations, river frontage, and close proximity to Jay Peak is increasingly hard to find. Open House 5/17 Noon-2: 00pm. All are welcome

Features

  • Rooms: 9
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Style: Farmhouse
  • Year Built: 1870
  • Garage: 2-car Garage
  • Heating: Oil,Heat Pump
  • Cooling: Mini Split
  • Basement: Crawl Space,Dirt Floor
  • Approx Sq. Feet: 1,788
  • Acreage: 1.5
  • Est. Taxes: $3,402
  • Lot Desc: River,River Frontage,Stream,Waterfront,Rural
  • Water Front: Yes
  • Elem. School: Montgomery Elementary School
  • Middle School: Montgomery Elementary School
  • High School: Choice
  • School District: Franklin Northeast
  • MLS#: 5088699
  • Website: https://www.raveis.com
    /prop/5088699/88coteroad_montgomery_vt?source=qrflyer
©2026 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/19/2026
Listing courtesy of Ridgeline Real Estate   Phone: 802-540-1366
Listing Agent: Mary Tryhorne

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

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88 Cote Road, Montgomery, VT, 05471

$489,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $391,200 $391,200 $391,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.750% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.634% 6.890% 6.078%
Monthly Tax Payment $284 $284 $284
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,409 $2,537 $3,275
Total Monthly Payment $2,768 $2,896 $3,634

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.