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One or more photo(s) has been virtually staged. Perfectly situated inside the GATED ENCLAVE of Retreat at Lake Charm, this beautifully upgraded single-story TAYLOR MORRISON home delivers elevated living with every detail thoughtfully designed for the way you live and entertain. With fewer than 50 homes in the community, neighborhood traditions like the holiday Santa Express and hayride, and a secluded feel just minutes from SR 417 and 434, this address is closer than you think and quieter than you would expect. Minutes from UCF, TOP-RATED SEMINOLE COUNTY SCHOOLS, shopping, restaurants, over 7 local parks, and the vibrant dining and entertainment scene at Oviedo on the Park, this is the kind of Oviedo address that offers both convenience and genuine connection. Inside, the spacious 4-bedroom, 3. 5-bath layout features a highly desirable 3-WAY SPLIT FLOOR PLAN, OPEN CONCEPT living spaces, and CUSTOM UPGRADES throughout. Step through the 8' custom doorways and the attention to detail is immediate: 20" PORCELAIN TILE flooring through the main living areas, 6" crown molding and baseboards, built-in alcoves, and a seamless flow designed for both everyday family living and effortless entertaining. Just off the entry, the CUSTOM BUILT-IN BAR sets the tone for the entire home, featuring 42" pecan wood cabinetry, glass-front soft-close cabinets, KASHMIR GRANITE surfaces, a backsplash of reclaimed Parisian tile pulled from an over 100-year-old French Chateau, and a built-in wine fridge that makes every gathering feel effortless before it even begins. The expansive main living area opens through 12' TELESCOPIC SLIDERS to a custom SCREENED & TILED LANAI, creating true INDOOR/OUTDOOR FLORIDA LIVING with plenty of room to add a future pool. At the heart of the home, the chef's kitchen impresses with 42" custom solid wood cabinetry, KASHMIR GRANITE COUNTERTOPS, a steel-reinforced 8' ISLAND, built-in Keurig refrigerator feature, and premium Allen & Roth hardware, all designed to keep everyone connected while you cook and entertain. The EXTENDED PRIMARY SUITE offers a true retreat with additional insulated windows, a CUSTOM DESIGNED CLOSET, and a spacious en-suite bath. The two secondary bedrooms are thoughtfully positioned away from the primary suite and share a JACK AND JILL BATHROOM with separate private vanities, offering both connection and privacy for family members or guests. Tucked at the rear of the home, the IN-LAW QUARTERS provide a fully private living experience with a dedicated bedroom, full bathroom, and a separate living space that works beautifully as a guest suite, multi-generational retreat, home office, or flex space. The 3-WAY SPLIT layout ensures every member of the household has their own corner of comfort. Additional highlights include PRE-WIRING FOR SURROUND SOUND, keyless entry, a Lennox heat pump, PROFESSIONAL LANDSCAPING & LIGHTSCAPING, and garage shelving that stays. Less than 30 minutes from Orlando International Airport, with quick access to everything Oviedo has to offer, Retreat at Lake Charm is one of Oviedo's best-kept secrets. With fewer than 50 homes and rarely available opportunities, this is not one to wait on. Schedule your private tour today.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $652,000 | $652,000 | $652,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.375% | 6.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.399% | 6.499% | 6.309% |
| Monthly Tax Payment | $961 | $961 | $961 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,962 | $4,068 | $5,546 |
| Total Monthly Payment | $5,015 | $5,121 | $6,599 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.