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One or more photo(s) has been virtually staged. Your sign has arrived at 3 Zodiac Place in Palm Coast! Located on a short cul-de-sac and backing to a large wooded area, this lovingly maintained 4-bedroom, 2-bath home may be written in the stars. Built in 2007 and lovingly cared for, this split-bedroom floor plan offers comfort, privacy, and functionality. Tile flooring runs throughout the main living & wet areas, while 3 of the 4 bedrooms feature newer carpet. The spacious kitchen offers a casual dining area, with lots of cabinets and counter space, so it's perfect for preparing chef-inspired meals and entertaining with ease. The formal dining room has a beautiful double trey ceiling with high ceilings in the rest of the living area. The primary suite is large and the primary bath has a make-up vanity and assistance rails in the toilet room & in the shower. With a freshly painted interior and exterior (2026), this home shines with pride of ownership, is exceptionally clean and move-in ready. Major updates include a roof (2021), water heater (5/2026), ceiling fans in all bedrooms and the living room (2024) and Rheem A/C (2022). The inside laundry room includes a washer, dryer and sink. A one year home warranty, valued at $499, will be included with accepted contract. Conveniently located near medical facilities, the new recreation center, shopping, dining, and the beach. Don’t miss your cosmic opportunity to call this special home yours!
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Our Executive Mortgage Banker:
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$365,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $292,000 | $292,000 | $292,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $165 | $165 | $165 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,798 | $1,844 | $2,425 |
| Total Monthly Payment | $2,038 | $2,084 | $2,665 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.