Catch this opportunity as fast as you can… because while you may not need to catch the gingerbread man, you will want to secure this adorable storybook gingerbread home before someone else does! Nestled in the prime Rocky Dell/Reynal Park neighborhood of White Plains, this charming residence is brimming with warmth, character, and the sweetest opportunity to make it your very own. Set on a level yard with plenty of room for relaxation, entertaining, and play, this 3-bedroom, 2. 5-bath home offers timeless appeal and endless possibilities for customization. Whether you envision light updates or a thoughtful transformation, this is a rare chance to create something truly special in one of White Plains’s most beloved neighborhoods. Inside, the home features an incredible flow designed for comfortable everyday living and entertaining alike. Enjoy a seamless connection from the kitchen to the backyard, dining room, and inviting family room with fireplace—perfect for cozy evenings and memorable gatherings. Many architectural details throughout the home, including beautiful arches, are reminiscent of the craftsmanship and charm of 1931, when homes were built with timeless character and elegance. Wood floors run throughout the home, adding warmth and continuity to every space. The primary bedroom offers two walk-in closets and a private bath, while two additional bedrooms share a hall bathroom and linen closet. There is also an attic currently filled with items, offering valuable storage potential. The lower level adds even more versatility, featuring an unfinished basement with fireplace, current washer and dryer area, a large storage room, and Bilco doors leading to the exterior. With vision and inspired design ideas, this lower level and the entire home can become your own million-dollar paradise. The property also offers tons of driveway parking for guests, making entertaining effortless and convenient. The home is equipped with gas heat, natural gas cooking and hot water, public sewer, public trash collection, and electric/gas service through Con Edison. The taxes are exceptionally attractive with County taxes of $1, 740. 26, City taxes of $2, 846. 82, and School taxes of $8, 446. 28 for a total gross of just $13, 033. 36. Potential exemptions include Basic STAR of $1, 340 bringing the approximate net to $11, 693. 36 and Senior STAR of $3, 416 bringing the approximate net to $9, 617. 36. Conveniently located close to schools, restaurants, shops, and train service, you can be in Manhattan in approximately 45 minutes via Metro-North Railroad. Rocky Dell/Reynal Park is known for its peaceful tree-lined streets, friendly atmosphere, and close proximity to vibrant downtown White Plains, offering the perfect balance of suburban charm and city convenience. This is an estate sale, and the owners are seeking a smooth, seamless transaction with a buyer who will cherish this delightful home and fill it with beautiful memories for years to come. Floorplans will be available at the property, along with the Property Condition Disclosure Statement. Opportunities this sweet, with taxes this low, charm this rare, incredible flow, abundant parking, and limitless potential do not wait for long. Act quickly and make this gingerbread dream your happily-ever-after before it disappears!
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Our Executive Mortgage Banker:
$649,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $519,920 | $519,920 | $519,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $1,086 | $1,086 | $1,086 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,114 | $3,244 | $4,245 |
| Total Monthly Payment | $4,292 | $4,422 | $5,423 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.