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220 Water Mill Road, Cowpens, SC, 29330 | $375,000
Welcome to 220 Water Mill Rd in Cowpens, SC where modern comfort meets country charm on a spacious . 84-acre lot with NO HOA restrictions. If you’ve been searching for a home that gives you freedom, privacy, and quality craftsmanship, this one checks every box. This newly constructed home is complete and ready to move into and features 3 bedrooms, 2. 5 baths, and a thoughtfully designed open floor plan with a split bedroom layout for added privacy. Step into the inviting great room highlighted by a stunning stone and shiplap gas fireplace that seamlessly flows into a chef-inspired kitchen complete with stainless steel appliances, granite countertops, and soft-close cabinetry. The dining area leads directly to a covered back porch perfect for morning coffee or evening cookouts overlooking your wooded backyard. The main-level primary suite offers two closets and a spa-like ensuite bath with a double vanity and a beautiful full tile shower. You’ll also find a walk-in laundry room and convenient half bath on the main level. Upstairs, two spacious guest bedrooms share a full bath, along with walk-in attic access providing ample floored storage. Dreaming of a pool, workshop, or outdoor living space? With the septic located in the front yard, the backyard is a blank canvas ready for your vision. Located on a quiet, low-traffic country road just minutes from interstate access, this home offers easy convenience to both Spartanburg and Cherokee Counties. Built by locally owned Goddard Construction, additional features include a tankless water heater, gas line for stove, gas heat, fully finished garage, with door opener, crawl space foundation, and FREE trash service. Move-in ready so schedule your private tour today and experience the freedom of un-restricted living!
Features
- Amenities: None
- Bedrooms: 3
- Baths: 2 full / 1 half
- Laundry: 1st Floor, Walk-in, Electric Dryer Hookup, Washer Hookup, Laundry Room
- Style: Traditional, Craftsman
- Year Built: 2026
- Garage: 2-car Attached
- Heating: Forced Air, Propane
- Cooling: Central Air, Electric
- Basement: None
- Acreage: 0.84
- Est. Taxes: $423
- Lot Desc: 1/2 - Acre, Few Trees, Wooded
- Elem. School: Other
- Middle School: Other
- High School: Gaffney
- Appliances: Dishwasher, Disposal, Range, Microwave, Gas Water Heater, Tankless Water Heater
- MLS#: 1591533
- Days on Market: 10 days
- Website: https://www.raveis.com
/prop/1591533/220watermillroad_cowpens_sc?source=qrflyer
Listing courtesy of Better Homes & Gardens Young & Phone: 864-576-1000
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
220 Water Mill Road, Cowpens, SC, 29330
$375,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $300,000 | $300,000 | $300,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $35 | $35 | $35 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,847 | $1,894 | $2,491 |
| Total Monthly Payment | $1,957 | $2,004 | $2,601 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484