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This beautifully maintained 4-bed, 2-bath Cape Cod is ideally situated in a well-established neighborhood and offers comfort, character and convenience. A charming Dutch front door welcomes you inside, where you'll find a warm and inviting layout designed for everyday living. The cozy living/dining area features a fireplace (with insert) --perfect for cooler months-- and French doors open to the family room at the back of the house complete with a propane stove which is a special feature of this home, providing a bright, open space to unwind or gather. The first floor includes two bedrooms, one currently used as a home office, offering flexibility to suit your needs. Upstairs, two additional bedrooms provide comfortable accommodations for family or guests.
And the yard! Step outside from the family room onto a new large rear deck and fully fenced backyard that feels like a secret garden tucked between the houses. Two on-site sheds provide ample storage, keeping everything neat and organized. Recent updates include a new roof, furnace, and Flowtech water system, --giving you peace of mind and modern efficiency. Over the years, most windows have been replaced and both bathrooms have been tastefully renovated.
Conveniently located just minutes from shopping, grocery stores, medical facilities, and the Rhinecliff train station, this home also offers easy access to outdoor recreation too. In just a 5-minute drive, you can enjoy picnicking, swimming, boating, kayaking, or simply unwinding along the Hudson River at nearby parks. A beautiful home filled with charm and potential, ready for your personal touch. Great location! Just a 5-minute drive to enjoy swimming, boating, kayaking or just relaxing at the Ulster Landing or the Sojourner Truth parks on the Hudson River! Close to shopping areas, grocery stores and medical facilities.
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
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$439,000
William Raveis Real Estate
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William Raveis Mortgage, LLC
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $351,200 | $351,200 | $351,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.375% | 6.638% | 5.972% |
| Monthly Tax Payment | $477 | $477 | $477 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,162 | $2,220 | $2,916 |
| Total Monthly Payment | $2,714 | $2,772 | $3,468 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.