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The owners have recently completed a beautiful remodel of the living and dining areas, highlighted by a stunning shiplap accent wall with a built-in outlet perfectly designed for mounting a television. The kitchen features shiplap walls, a bead board ceiling, stainless steel appliances, soft-close cabinet doors and drawers, and granite countertops, creating a stylish yet highly functional space. The living area opens to a covered balcony, offering the perfect place to enjoy your morning coffee while taking in views of the salt marsh, marina, Edisto River, and spectacular evening sunsets. The primary bedroom has also been beautifully updated with a shiplap feature wall, a new queen-size bed, and a large closet for enhanced storage. The private primary bath has been updated and features a whirlpool garden tub/shower combination. The second bedroom offers a king-size bed and a private updated bath with a wonderful tiled walk-in shower. A conveniently located laundry area with a stacked washer and dryer is situated near the second bedroom. Bay Creek Villas are conveniently located near great restaurants, the golf course, marina, marina store, and Big Bay Park. For your beach and boating gear, a private storage locker beneath the building provides secure and easy access. The beach is just minutes away, making coastal living effortless and enjoyable. Residents also enjoy exceptional amenities, including a waterfront pool overlooking the marina, an exercise area, ship store, and boat ramp. Elevator access make arriving at your villa easy and convenient. This property also includes private under-building parking, an owner's storage closet, and boat trailer parking. This is a fantastic opportunity to own a tranquil and convenient coastal retreat. The villa is beautifully decorated and is being sold fully furnished, with very few exceptions.
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Our Executive Mortgage Banker:
$476,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $381,200 | $381,200 | $381,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,285 | $2,378 | $3,140 |
| Total Monthly Payment | $2,360 | $2,453 | $3,215 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.