|
Nestled away in the sought-after Sapphire Lake community, this charming home offers the perfect blend of peaceful lake living and exceptional convenience — ideally located just minutes from the Village of Harriman, major commuter routes, shopping, dining and Metro North service, while still enjoying the beauty and tranquility of a private lake neighborhood. Set on about half an acre, this 3-bedroom home welcomes you with a bright sunroom, warm wood flooring, and a cozy living room featuring a beautiful stone fireplace with energy-efficient wood stove insert. A formal dining room provides the perfect space for everyday meals, holidays and entertaining alike. Recent improvements add value and peace of mind, including a newer roof, new hot water heater, updated refrigerator and microwave, water softener, washer/dryer and more. Septic was inspected this year; and new leach fields were installed. A one-car garage, multiple parking spaces and a large shed provide plenty of room for storage, hobbies and outdoor gear. Life in Sapphire Lake is all about lifestyle. Enjoy lake rights with access to swimming, kayaking, fishing and non-motorized boating, all just minutes from your front door. Whether relaxing by the water, taking peaceful walks through the community, or entertaining friends after a day on the lake, this home offers the kind of everyday escape people dream about — while remaining approximately just one hour from NYC. Ideal as a full-time residence or weekend retreat, this location combines the serenity of lake community living with the convenience of nearby Woodbury shopping, transportation and access to the Hudson Valley’s many parks, trails and attractions.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$459,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $367,920 | $367,920 | $367,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.375% | 6.638% | 5.972% |
| Monthly Tax Payment | $715 | $715 | $715 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,265 | $2,326 | $3,055 |
| Total Monthly Payment | $3,055 | $3,116 | $3,845 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.