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Tucked away in the desirable Deerpark section of Port Jervis, just outside the city limits in a quaint and quiet neighborhood, this home is filled with charm, warmth, and country cottage vibes. Situated on nearly a half-acre of beautifully maintained property, the home offers a spacious manicured side yard, multiple sheds for storage, and a fenced garden area just waiting to be brought back to life by your green thumb. A covered carport connects directly to the home through a large screened side porch, creating the perfect place to relax on warm evenings while overlooking the peaceful yard. Guests are welcomed from the front walkway onto an inviting stoop and into the cozy living room, where hardwood floors and stunning knotty pine walls immediately make a statement and add timeless character to the space. Thoughtfully renovated throughout the years, this charming 800 sq ft ranch offers an easy and functional layout with just the right blend of comfort and style. The galley-style kitchen features fresh countertops, updated appliances, and a convenient pass-through opening into the living area, creating an open and connected feel perfect for everyday living. The updated full bathroom feels fresh and clean, while both bedrooms are comfortably sized, including one currently housing a washer and dryer neatly tucked into the closet for convenience. Located just minutes from Interstate 84 and downtown Port Jervis, this home is ideal for commuters with easy access to the NYC train line, shopping, dining, and everyday conveniences. Outdoor enthusiasts will love being surrounded by some of the Hudson Valley and Upper Delaware region’s best recreation, including hiking and biking trails, the Delaware River, lakes, rafting, wineries, breweries, distilleries, farmers markets, and scenic nature preserves, all while still enjoying the peaceful feel of a tucked-away neighborhood setting.
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Our Executive Mortgage Banker:
$259,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $207,920 | $207,920 | $207,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.628% | 5.933% |
| Monthly Tax Payment | $294 | $294 | $294 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,263 | $1,313 | $1,727 |
| Total Monthly Payment | $1,632 | $1,682 | $2,096 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.