631 SILVER PASS, #A, Ocala, FL, 34472 | $139,900

Completely renovated and move-in ready highly sought after downstairs unit, this beautifully updated 2-bedroom, 1. 5-bath condominium located in the desirable 55+ Fairways
Circle Condominiums offers comfort, affordability, and flexible ownership opportunities. With 1, 058 living square feet, this home features a fully renovated kitchen completed
in 2025 with abundant cabinet and pantry space, spacious living and dining areas, updated flooring throughout the main living areas and bathrooms, fresh interior paint, and a
relaxing Florida room perfect for enjoying Florida living. The spacious primary bedroom offers a walk-in closet, while the second bedroom also features generous closet
space. Fairways Circle offers a peaceful golf course community atmosphere with beautifully maintained grounds and mature landscaping designed for easy, low-maintenance
living. The monthly HOA fee includes basic cable television, exterior building maintenance, building insurance, lawn care, garbage pickup, common area maintenance, and
access to the community pool. Conveniently located near the Silver Springs Shores Community Center, residents can enjoy swimming, billiards, clubs, social gatherings,
fishing, archery activities, and more. This home is being offered with multiple financing and purchasing possibilities to help accommodate a wide variety of buyers, including
cash, conventional, FHA, and VA financing for qualified purchasers. Additional opportunities such as lease purchase, lease option, and contract for deed may also be
considered. The property is additionally available at $1, 350 per month, which includes the HOA fee, creating an affordable opportunity for buyers seeking flexibility and a
potential path toward homeownership in a beautifully maintained Florida community.

Features

  • Heating: Central
  • Cooling: Central Air
  • Levels: 1
  • Rooms: 3
  • Bedrooms: 2
  • Baths: 1 full / 1 half
  • Laundry: Inside
  • Complex: FAIRWAYS/SILVER SPGS SHORES CO
  • Year Built: 1972
  • Approx Sq. Feet: 1,058
  • Acreage: 0.01
  • Est. Taxes: $1,385
  • Condo Fee: $308 Monthly
  • Lot Desc: Cleared, In County, Sidewalk
  • Elem. School: Greenway Elementary School
  • Middle School: Lake Weir Middle School
  • High School: Lake Weir High School
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: OM724700
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/OM724700/631silverpass_ocala_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/20/2026 5:47:10 PM)
Listing courtesy of HomeRun Realty   Phone: 352-624-0935

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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631 SILVER PASS, #A, Ocala, FL, 34472

$139,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $111,920 $111,920 $111,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.776% 6.078%
Monthly Tax Payment $115 $115 $115
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $689 $717 $937
Total Monthly Payment $879 $907 $1,127

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.