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Don't miss this opportunity to own an oversized corner lot, CBS home in the most sort out location of St. James area. Surrounded with newer and well-maintained homes. A 3/2 with extra den or office can be converted into a 4th bedroom. Vaulted ceiling, with open split floor plan. The living area has a built-in entertainment center. Perfect for family and entertaining. Dining & family game area are open to a gourmet kitchen and a cozy kitchen nook. Stainless steel appliances, double wall oven, tile backsplash and granite countertops throughout. 42" cabinet with under cabinet lighting including large island. Large master bedroom has tray ceilings, his & hers walk in closets; two vanity sinks, roman tub with separate shower. Hurricane impact glass sliding door to patio. See supplement remark. Second bedroom is located at the back of the house, has a large cabana bathroom & a combo tub/shower with seamless glass doors; has its own walk-in closet, sliding glass door to backyard. Third bedroom is private with its own window seat. Den is next to Cabana bathroom with a door which can easily be a fourth bedroom. Spacious laundry room includes front load washer and dryer, built in ironing board, and wash sink. All windows & doors are solar tinted to help with energy efficiency & hurricane shutters for entire home; The two-car garage has an automatic door with openers. This beautiful home has an intercom/music/alarm system. Outside the home enjoy your peaceful backyard on your spacious 34x8 patio with screen enclosure, wired for TV. Room for a Pool. Complete gutters all around. All lighting, fans, and blinds are included. All hurricane accordion shutters installed 2021 on all windows and doors including patio. Water heater 2021, Metal Roof 2015, A/C 2014. Tile in living area and laminated floors in all bedrooms. An extra side driveway for Boat or RV. Across the street take a walk along the canal or go fishing. This well-kept, spacious home is ready for you to call home. Don't wait long before you lose out!!! It's a must see!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $364,000 | $364,000 | $364,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.933% |
| Monthly Tax Payment | $687 | $687 | $687 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,182 | $2,271 | $3,023 |
| Total Monthly Payment | $2,944 | $3,033 | $3,785 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.