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Here it is, the home you have been waiting for!! You may want to run and not walk to this very special property, located in the very desirable New Windsor Willow Acres. This well cared for and loved ranch is truly one not to be missed! The attention to detail and charm offers convenience, comfort and space at its very best. From the moment your visit begins you will appreciate the lovely expansive paver walkway, freshly painted exterior, new roof, mature landscaping and oversized driveway (w/precise drainage added to route all water away from the house). The sweet front porch invites you into a spacious foyer with tiled flooring and coat closet, and continues into the lovely living room enhanced with natural sunlight from the oversized picture window and gleaming hardwood floors throughout. Pretty French doors carry your delight to the quaint hallway & lead to 3 nicely sized bedrooms. A newer white vanity, lighting and subway tile compliment the centrally located hallway bathroom. The well maintained and cheerful kitchen is filled with character & integrity offering built in wine and glass rack, spice cabinet and 2 pantry closets maintaining old world charm. . . . yet are joined by stainless steel appliances, granite counter tops, & breakfast bar. The absolute joy carries on from the kitchen as you enter the huge additional bonus room with pine flooring & granite topped cabinet (perfect for a wet bar area) that can accommodate a very ample dining room or family room or both! The 4 windows bring the outside in with immense natural sunlight creating a warm sanctuary space to nurture your interior green thumb and truly marvel in. . . and allow plenty of room for entertaining! This amazing room also provides access to the large covered deck with fun little nook areas for decor or plants and offers privacy with precise landscaping and sunshades. . . As you relax on your wonderful deck you will overlook the beautiful picturesque back yard with your own apple tree, partial fencing, mountain view and adorable shed. The lower level of this enchanting ranch also provides endless possibilities with family room, 2nd bathroom, 2 additional rooms with walkout access to garage. The potential downstairs will surely be space you will appreciate for many needs! Improvements include natural gas boiler ( 2019). Hot water heater (2020), 200 amp electric panel, new roof ( 2025) and sewer line in 2018, (all big ticket costs) for peace of mind! Additional features include portable generator, garage workshop, exterior covered storage area, whole attic fan, insulated attic for storage, entry inset door in garage, updated interior white doors and many new windows. . . Located in a perfect commuter location w/easy access to shopping restaurants and more. . A turn key house that will feel like home immediately. . A rare find in a low inventory market. . Don't miss your opportunity to make this gem yours!
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Our Executive Mortgage Banker:
$429,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $343,999 | $343,999 | $343,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.375% | 6.638% | 5.972% |
| Monthly Tax Payment | $562 | $562 | $562 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,118 | $2,174 | $2,857 |
| Total Monthly Payment | $2,755 | $2,811 | $3,494 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.