|
Tucked away in a setting defined by total privacy and quiet natural beauty, 94 Smithtown Road offers a rare opportunity to live immersed in tranquility without sacrificing convenience. Surrounded by mature landscaping and thoughtfully curated gardens, the property unfolds like a private retreat, where every window frames a view of nature and every space feels intentionally serene. A welcoming foyer adorned with custom woodwork sets the tone, introducing a home rich in character and craftsmanship. The main living area is anchored by a warm and inviting family room, where a wood-burning fireplace with pellet stove insert complements the original hardwood floors, creating a space that feels both timeless and comfortable. As the home opens toward the kitchen, a generously sized first-floor bedroom that sits just off the main living area, conveniently positioned beside a full bathroom, ideal for visitors or flexible living arrangements. The eat-in kitchen is filled with natural light, offering expansive windows that overlook the private grounds beyond, creating a bright and uplifting atmosphere for everyday living. A spacious and secluded home office provides the perfect environment for productivity or quiet retreat, while first-floor laundry adds ease and practicality to the layout. Upstairs, two well-proportioned bedrooms offer ample closet space, including one with dimensions large enough to serve as an additional workspace if desired. These rooms share a beautifully updated full bathroom, blending modern finishes with the home’s classic appeal. The walkout unfinished basement presents exceptional potential, currently serving as storage and workshop space, with the flexibility to be reimagined to suit future needs. Maintenance on mechanicals, septic and all other aspects of the home performed routinely and regularly. Perfectly positioned for both privacy and accessibility, the location offers convenient access to major commuting routes including I-84, the Taconic Parkway, Route 684, and nearby train service to New York City. The surrounding area is rich with award-winning dining, local shopping, wineries, and the outdoor lifestyle that continues to define the Hudson Valley. A home that offers peace, privacy, and connection to nature, yet remains close to everything. Schedule your private tour today and experience the setting for yourself.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $340,000 | $340,000 | $340,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.375% | 6.638% | 5.972% |
| Monthly Tax Payment | $659 | $659 | $659 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,093 | $2,149 | $2,823 |
| Total Monthly Payment | $2,827 | $2,883 | $3,557 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.