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Presented by
Julian Addy |
Under contract-accepting backup offers. Welcome to the highly sought after Deep Spring community in the Countryside area of Palm Harbor, where this beautifully maintained Charles Rutenberg resort-style pool home is sure to impress from the moment you arrive. Perfectly positioned on an oversized 0. 28-acre lot with picturesque curb appeal, lush tropical landscaping, and a charming front porch that warmly welcomes you inside. Offering 3 bedrooms PLUS an office, 2 bathrooms, and nearly 1, 800 square feet of indoor living space, the thoughtfully designed split-bedroom floorplan provides both privacy and flexibility. Stepping inside, you’ll find cherry hardwood flooring, soaring vaulted ceilings, and a formal living and dining space. Converted in 2025, French doors open to a dedicated office space currently set up as the perfect nursery. The kitchen features stainless steel appliances, abundant cabinetry, breakfast bar seating, and a skylight that fills the space with natural light. Open to the cozy family room with a fireplace, this area is the heart of the home. The oversized owner’s suite has an ensuite bathroom that features dual vanities, a soaking tub with a separate shower, and a large walk-in closet with a custom closet system. The guest bedrooms are situated on the opposite side of the home, each with built-in closet systems and centered around a full guest bathroom. A mudroom/laundry room off the garage adds extra everyday functionality. Sliding glass doors lead to an air-conditioned Florida room overlooking what can only be described as an entertainer’s dream backyard. The massive fenced-in outdoor space was truly designed to enjoy the Florida lifestyle year-round. A heated saltwater pool with tanning shelf and waterfall feature serves as the centerpiece of the backyard, surrounded by an expansive paver deck perfect for entertaining. Recent pool updates include a brand new filter installed in April 2026 and pool pump replaced in 2025. An outdoor shower and tiki bar create the perfect setup for relaxing poolside, while the playset, separate dog run, and two storage sheds add extra functionality for the whole family. Additional major updates include roof replaced in October 2023, polybutylene pipes replaced in 2017, and garage door replaced in January 2024, offering peace of mind for years to come. Located in a non-flood zone with no flood insurance required and low quarterly HOA fees, Deep Spring offers park-like settings throughout the neighborhood with a new community playground coming soon. Zoned for highly rated Lake St. George Elementary School just right down the road, this prime location offers the perfect balance of peaceful suburban living while still being minutes from shopping, dining, entertainment, and some of Florida’s most beautiful Gulf Coast destinations. Enjoy easy access to the charming downtown district of Dunedin, and spend weekends exploring Honeymoon Island State Park or take the ferry to Caladesi Island State Park for a true hidden island experience. Outdoor enthusiasts will love being near the Pinellas Trail, or head for a round of golf at nearby Innisbrook Resort, home of the PGA’s Valspar Championship. Local favorites like Countryside Mall, Sprouts Farmers Market, Trader Joe's, and countless coffee shops and restaurants are right at your fingertips. Conveniently located near Clearwater, Tampa, and St. Petersburg, this home offers an incredible opportunity to embrace everything Palm Harbor living has to offer. Schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$500,000
Sales Associate
William Raveis Real Estate
Phone: 646.306.9848
Julian.Addy@Raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $400,000 | $400,000 | $400,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.634% | 6.890% | 6.078% |
| Monthly Tax Payment | $385 | $385 | $385 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,463 | $2,594 | $3,348 |
| Total Monthly Payment | $2,940 | $3,071 | $3,825 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.