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Presented by
Teresa Troup |
This well-maintained two-family home is conveniently located near the beach and offers an excellent opportunity for both owner-occupants and investors alike. The first-floor unit has been beautifully updated with new flooring, fresh paint, and a stunning new bathroom. This unit will be vacant at closing, making it ideal for an owner-occupant or immediate rental income. The second unit spans the second and third floors and features two full bathrooms. The third floor includes a spacious family room and bar area, offering flexibility for entertaining, extended living space, or future possibilities. Additional highlights include central air throughout, upgraded electrical with a separate house meter for future use, newer hot water heaters, fenced in back yard, and a complete roof replacement in 2019. Whether you are commuting to NYC or relocating within Connecticut, this is your chance to enjoy shoreline living in a versatile and well-cared-for property. OWNER/AGENT
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$520,000
Sales Associate
William Raveis Real Estate
Phone: 203.671.1849
Teresa.Troup@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.858.7106
Liz.Eckman@raveis.com
NMLS Mortgage Loan Originator ID 1195194
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $416,000 | $416,000 | $416,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $907 | $907 | $907 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,491 | $2,595 | $3,397 |
| Total Monthly Payment | $3,490 | $3,594 | $4,396 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.