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Welcome to 58 Ceja Way in Palencia! Nestled in the charming community of Palencia, where beautiful amenities meet a warm and inviting atmosphere, I am thrilled to present this lovely single-story, 4-bedroom, 2-bath home, complete with a versatile office/flex space. Built in 2015 and spanning an impressive 2, 320 sq. ft. , this residence offers an ideal blend of comfort and style for modern living. As you step inside, you’ll be greeted by an open floor plan that seamlessly connects the living spaces, making it perfect for entertaining family and friends. The spacious kitchen boasts 42" espresso cabinets and exquisite granite countertops, complemented by stainless steel appliances that make cooking and meal prep a delight. A large breakfast bar provides the ideal spot for casual dining or gathering, while elegant tile flooring and crown molding throughout the home add a touch of sophistication. The primary suite is a true retreat, featuring a generous walk-in closet, a luxurious soaking tub, and a separate shower to create your own personal oasis. Step outside to the serene, screened lanai, where you can savor your morning coffee as the sun rises or unwind with your favorite bubbles in the afternoon while enjoying the tranquility of your surroundings. With a protected preserve located behind the home, you’ll enjoy added privacy and natural beauty, with plenty of room to create your dream outdoor space or even add a pool. This home also comes with a significant upgrade: a Generac whole-home generator installed in 2024, providing peace of mind and comfort during storm season — an invaluable feature for this region. AC replaced in 2024. Situated on a peaceful cul-de-sac street with minimal traffic, this home fosters a strong sense of community camaraderie among neighbors. Beyond your door, immerse yourself in the wealth of amenities that Palencia offers — you’ll find world-class golfing at the Palencia Golf Club, which features an 18-hole championship course set amidst stunning natural beauty. The community also boasts incredible recreational facilities, including sparkling pools and a state-of-the-art fitness center designed to cater to your health and wellness needs. Explore the winding walking trails and picturesque sidewalks for leisurely strolls or join in on the vibrant community spirit with seasonal events and gatherings that bring residents together. With convenient access to shopping, dining, and cultural attractions in nearby St. Augustine and Jacksonville, you'll always be close to entertainment and adventure. Don’t miss out on this incredible opportunity to make this beautiful house your new home in Palencia, where comfort meets community and a vibrant lifestyle awaits.
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Our Executive Mortgage Banker:
Our Insurance Division:
$549,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $439,200 | $439,200 | $439,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.375% | 6.638% | 5.972% |
| Monthly Tax Payment | $563 | $563 | $563 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,704 | $2,776 | $3,647 |
| Total Monthly Payment | $3,359 | $3,431 | $4,302 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.