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Rarely does a home of this size and quality hit the market in Monticello. This stunning new construction ranch home offers 6 bedrooms, 2 full and one half bathroom, and modern open-concept living in the heart of the Catskills. Step inside to a bright and spacious layout featuring oversized windows, recessed lighting, luxury vinyl plank flooring, and designer finishes throughout. The gourmet kitchen showcases white shaker cabinetry, stainless steel appliances, abundant counter space, and a large center island perfect for entertaining. The spacious primary suite and generously sized additional bedrooms offer flexibility for guests, home offices, or multi-generational living. Enjoy peaceful outdoor living on the expansive wraparound deck overlooking scenic surroundings. Additional highlights include energy-efficient construction, municipal water and sewer, forced hot air heating, dedicated laundry space, and ample parking. Conveniently located near Resorts World Catskills, Bethel Woods, shopping, dining, schools, and major highways. If you’re searching for a new construction home in Monticello, NY, or a modern Catskills retreat with room to grow, this move-in-ready property is a must-see. Schedule your private showing today.
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Our Executive Mortgage Banker:
$529,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $423,200 | $423,200 | $423,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $217 | $217 | $217 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,606 | $2,672 | $3,514 |
| Total Monthly Payment | $2,915 | $2,981 | $3,823 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.