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Tucked away on a quiet side street, 14 Jay Street offers the rare combination of in-town convenience, Catskills charm, and extra space to spread out. Set on a large . 38-acre lot for the heart of Phoenicia, this 4-bedroom, 2-bath home is just one block from Main Street, where you can easily walk to restaurants, bars, shops, get ice cream and catch the bus. All the small-town favorites that make Phoenicia so special.
Inside, the home features hardwood floors throughout most of the living spaces, a warm and inviting layout, and a wood-burning stove that adds comfort and character during the winter months. Most of the furniture can be included in the sale, making this an easy option for buyers looking for a weekend escape, or furnished Catskills retreat.
Outdoor living is a highlight, with a spacious screened-in patio and hot tub overlooking the property. The extra-large garage offers a workshop area plus a massive second-floor storage space that could be reimagined as a home gym, office, studio, or hobby space depending on your needs. A walk-up attic provides even more potential for future finished living space.
Located at the junction to choose either Belleayre or Hunter Mountain, this home is perfectly positioned for skiing, hiking, fishing, and exploring nearby state land. Woodstock is also an easy drive for additional dining, shopping, and nightlife. Whether you are looking for a convenient village home, a four-season getaway, or a property with room to grow, 14 Jay Street delivers location, flexibility, and classic Catskills lifestyle.
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $380,000 | $380,000 | $380,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $353 | $353 | $353 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,276 | $2,371 | $3,130 |
| Total Monthly Payment | $2,704 | $2,799 | $3,558 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.