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Welcome to this ranch home in excellent condition offering true one level living and worry free with a new HVAC system for heat and central air, as well as a new hot water heater - both for efficient and reliable comfort. The home is clean, functional, and easy to navigate - perfect for buyers seeking a low maintenance lifestyle or planning ahead for aging in place. Located in a residential area with no HOA fees, this property is move in ready and designed for long term convenience. An expansive backyard allows for plenty of usable outdoor space for gardening, pets, and play. Inside, you'll find a bright, clean interior with a practical flow. The heart of the home features an open concept where the large kitchen is open to both the dining area and living room. Bringing in groceries from the attached 1-car garage is a breeze with just a few steps into the kitchen. This everyday entry also provides a mudroom area and laundry (new units installed in 2025). The formal front door entry gives a spacious feel when entering with unobstructed views of the main living area. To the left are two bedrooms and full bath in between. On the other side of the home is a primary bedroom suite complete with a roomy walk-in closet and large full bath. The walkout lower level is a bonus surprise. A glass slider and two full-sized windows brighten up this level offering future expansion capabilities (possible in-law/apartment). Currently being used for a second laundry area and storage. This property is conveniently located on the edge of town close to a shopping mall, ECSU, Windham Hospital, and Route 6 access for commuting.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Wall/Wall Carpet | Main |
| Bedroom 2 | Wall/Wall Carpet | Main |
| Dining Room | Main | |
| Full Bath | Tub w/Shower | Main |
| Kitchen | Main | |
| Living Room | Main | |
| Primary BR Suite | Walk-In Closet,Wall/Wall Carpet | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $308,000 | $308,000 | $308,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $612 | $612 | $612 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,896 | $1,972 | $2,578 |
| Total Monthly Payment | $2,583 | $2,659 | $3,265 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.