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Bright and full of light is this lovely 4-bedroom, 2-bath home in Ashton Park, St. Cloud! A one-owner home since it was built in 2003, this home has been well maintained and updated. Flooring is ceramic tile throughout. The large living room is open to the dining room. To the right is the primary bedroom, with dual walk-in closets and en suite bath. There is a step-in shower and garden tub plus marble vanity counter. The kitchen has gorgeous quartz counters, two pantries, and an island with prep sink. All kitchen appliances will stay. The kitchen is open to the family room, perfect for entertaining guests. There is a dining area adjacent to the kitchen, just the place to enjoy morning coffee. Three more bedrooms are down the hall, each with double door closets. These bedrooms share the second full bath, which has a large step-in shower. The laundry closet and linen closet are located here. Washer and dryer will stay. Through the sliding glass doors is the screened back porch, with a calming view of the back yard, with all kinds of plants and a mango tree. The two-car garage has a nice epoxy-fleck finish. There is a tankless water heater, roof was replaced in 2017, AC in 2024. There are corrugated metal hurricane shutters, and a lawn sprinkler system using recycled water. Furniture may be negotiable. The seller loved and cared for this home for many years, now it's your turn! Located just off Narcoossee Rd, close to Lake Nona Medical Center corridor. In Central Florida, you are close to everything! Drive an hour or so and see Cocoa Beach and the Atlantic Ocean and NASA, to the west see Tampa/St. Pete and the Gulf of Mexico, go north to world-famous theme parks, and south to Miami and Key West. Be in the middle of it all in this great home soon!
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$389,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $311,200 | $311,200 | $311,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.634% | 6.890% | 6.078% |
| Monthly Tax Payment | $107 | $107 | $107 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,916 | $2,018 | $2,605 |
| Total Monthly Payment | $2,098 | $2,200 | $2,787 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.