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Beautifully maintained 1937 home in the Cedar Ridge community, tucked at the end of a dead-end street and offering a rare blend of preserved character and thoughtful updates. This four-bedroom, 2. 5-bath residence has been cherished by the same family for decades and features spacious living areas, timeless architectural appeal, and well-kept hardwood floors. Enjoy seasonal river views from the property, relax on the inviting front porch, or step from the dining room onto the expansive back deck—an appealing outdoor space designed for open-air living and sunset views. Recent improvements, including a newer furnace, hot water heater, and updated windows throughout, add comfort and convenience while preserving the home’s historic charm. Close to schools, playgrounds, the Old Croton Aqueduct Trail, riverfront parks, metro north, restaurants, the farmer’s market, and quaint village shops. Experience a sophisticated suburban lifestyle with convenient access to everything the area offers. This long-loved property presents an exceptional opportunity to own a well-cared-for home with character, outdoor living space, and the flexibility to make it your own.
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Our Executive Mortgage Banker:
$1,150,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $920,000 | $920,000 | $920,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $2,705 | $2,705 | $2,705 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,152 | $5,590 | $7,701 |
| Total Monthly Payment | $7,982 | $8,420 | $10,531 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.