|
Welcome to 655 Silver Spruce St, Summerville, SC - a Beautiful 5-Bedroom Home with Privacy, Space, and Resort-Style Living! Built in 2022 and located on a quiet cul-de-sac, this stunning 5-bedroom, 3-bath home offers over 2, 400 square feet of thoughtfully designed living space. Backing up to a peaceful tree line, . From the moment you arrive, you'll appreciate the enhanced landscaping, including a charming palm tree that adds to the home's curb appeal. Inside, an open floor plan welcomes you with natural light, a large kitchen island, abundant cabinetry, and a spacious walk-in pantry--a true dream for any home chef. The main level includes a flexible 5th bedroom or home office, as well as a full bathroom, perfect for guests or anyone preferring first-floor or multigenerational living. Upstairs, a versatile loft provides additional space for a second living area or quiet retreat. The grand primary suite features a walk-in closet and a spa-like ensuite bathroom, while all bedrooms offer generous space and plenty of closet and storage throughout. Step outside to your fenced-in backyard with a 6-foot privacy fence, ready for entertaining, relaxing, or letting pets play freely. But the home is only part of the story, this community is packed with resort-style amenities, including: Miles of walking and golf cart trails, Multiple pools and a splash pad, Playgrounds, grilling areas, and pavilions, Large communal fire pits perfect for gatherings, Expansive green spaces and stocked ponds for fishing. Whether you're looking to stay active, socialize, or simply unwind, this neighborhood truly has it all. Don't miss your opportunity to own this beautiful home in one of Summerville's most desirable communities. Schedule your showing today and discover what resort-style living is all about!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$390,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $312,000 | $312,000 | $312,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,921 | $1,970 | $2,591 |
| Total Monthly Payment | $1,996 | $2,045 | $2,666 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.