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Beautiful 3-Bedroom, 2-Bath Manufactured Home in Gated Timber Lake Estates – 3125 Short Leaf Street, Zephyrhills (Wesley Chapel), FL 33543
Welcome home to this spacious 1, 624 sq ft residence situated on a desirable corner lot with owned land (fee-simple ownership—no lot rent!). This well-maintained 3 bed/2 bath manufactured home offers an open, inviting layout with split bedrooms, a large living area, eat-in kitchen, and ample storage. The primary suite features an en-suite bathroom, and the home provides comfortable living with ceramic tile and carpet flooring.
Recent major updates (as of late 2024) include a new roof, new electrical, new plumbing, and updated water heater. The A/C system is approximately 7 years old with a transferable warranty from Acree Air, providing peace of mind for years to come.
Community Amenities & HOA Benefits
This all-ages, pet-friendly gated community with 24-hour security offers an outstanding lifestyle at a low monthly HOA fee of $217. The fee includes lawn care, two community pools, basketball court, shuffleboard, clubhouse activities and social events, water, trash, sewer, and playground. Residents enjoy resort-style living with a stocked fishing lake and additional recreation options, all with minimal exterior maintenance responsibilities. Additional amenities like RV/boat parking and storage are available for a fee.
Conveniently located near Wiregrass Town Center, shopping, dining, medical facilities, and everything the Wesley Chapel/Zephyrhills area has to offer, this turnkey home is perfect for affordable, low-maintenance Florida living in a friendly, active community. Schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$185,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $148,000 | $148,000 | $148,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $183 | $183 | $183 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $911 | $934 | $1,229 |
| Total Monthly Payment | $1,169 | $1,192 | $1,487 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.