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Situated on a cul-de-sac in a desirable sought after neighborhood, this 3 bed 1. 5 bath Colonial blends timeless New England charm and modern convenience. Step inside to a sun-filled living room featuring hardwood floors, a large bay window and a cozy wood-burning fireplace. The spacious kitchen offers granite countertops, a peninsula for additional seating and prep space, and an abundance of cabinets and counter space. Conveniently located off the kitchen, the mudroom provides access to both the oversized 2 car garage and the level, fully fenced-in backyard. The dining room is filled with natural light and features sliding doors leading to the back porch and patio, perfect for entertaining or relaxing outdoors. A half bath completes the main level. Upstairs, you'll find 3 generously sized bedrooms, all with hardwood flooring, along with a full bath and a large hallway linen closet. The recently renovated, partially finished basement offers flexible living space ideal for a home office, playroom, gym, or media room, plus additional storage rooms to help keep everything organized. Additional features include a heat pump with forced hot air and central air, a whole house generator hookup with generator included, a dedicated garage workspace with built-in cabinets and almost a half acre of land with a large storage shed. Also, conveniently located just minutes from Middletown's vibrant downtown, Wesleyan University, the CT River, restaurants, shops, gyms, and Rt 9, I-91, and 691.
| Type | Level |
|---|---|
| Bedroom 1 | Upper |
| Bedroom 2 | Upper |
| Dining Room | Main |
| Living Room | Main |
| Primary Bedroom | Upper |
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William Raveis Real Estate
Phone: 888.699.8876
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.641.8287
Dave.Beckman@raveis.com
NMLS Mortgage Loan Originator ID 10930
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $319,920 | $319,920 | $319,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $517 | $517 | $517 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,970 | $2,020 | $2,657 |
| Total Monthly Payment | $2,562 | $2,612 | $3,249 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.