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13 Florence St, Chicopee, MA, 01013 | $315,000
If you are looking for space, 5 bedrooms, 2 full baths, and great big yard then look no further! This house has it all and more. The mechanicals are all updated with double pane windows, newer siding and roof and economical gas heat . The floor plan is flexible-want a dining room? Plenty of room here for it. Big open kitchen with lots of counter space and serving areas. It has a perfect spot for a coffee bar too. Off the dining area is an almost new covered porch with composite decking- super easy to screen this area in or just enjoy as is. It's a wonderful spot to relax. The first floor bathroom has the laundry connections and the washer and dryer will stay- no more going in the basement with laundry baskets! First floor has a private bedroom with a walk in closet or it could be an office. The 2nd flr has 4 more bedrooms and another full bathroom. There is access to the attic for more storage through one of the bedrooms. Has separate entrance from one of the 2nd flr bedrms- options!
Features
- Amenities: Public Transportation, Shopping, Park, Highway Access, Public School
- Rooms: 8
- Bedrooms: 5
- Baths: 2 full
- Laundry: First Floor, Electric Dryer Hookup
- Style: Farmhouse
- Year Built: 1920
- Garage: 2-car Detached
- Basement: Full
- Approx Sq. Feet: 1,584
- Acreage: 0.37
- Est. Taxes: $3,945
- Appliances: Gas Water Heater, Water Heater, Range, Refrigerator, Washer, Dryer
- MLS#: 73517730
- Website: https://www.raveis.com
/prop/73517730/13florencest_chicopee_ma?source=qrflyer
Listing by Kathy Morin-paul courtesy of Kathy M. Paul Real Estate
Room Information
| Type | Description | Level |
|---|---|---|
| Bedroom 2 | Ceiling Fan(s), Closet, Flooring - Wall to Wall Carpet | Second |
| Bedroom 3 | Closet, Flooring - Hardwood | Second |
| Bedroom 4 | Ceiling Fan(s), Closet, Flooring - Wall to Wall Carpet | Second |
| Dining Room | First | |
| Kitchen | First | |
| Living Room | First | |
| Master Bedroom | Ceiling Fan(s), Closet, Flooring - Wall to Wall Carpet | First |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Kate RockettRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1500191
617.281.4872
Kate.Rockett@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance
978-337-3053
Paul.Berrios@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
13 Florence St, Chicopee, MA, 01013
$315,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Kate Rockett
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $252,000 | $252,000 | $252,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $329 | $329 | $329 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,552 | $1,614 | $2,110 |
| Total Monthly Payment | $1,956 | $2,018 | $2,514 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
MA Mortgage Lender and Mortgage Broker #MC2630