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Experience the perfect blend of historic settlement and pastoral tranquility, enhanced by the abounding Valatie Kill on the property in the coveted hamlet of North Chatham. This is a rare opportunity to own a home in a nationally recognized Historic District, where 18th-century charm meets the modern desire for space and serenity.
This very sweet 3200 square foot 4 bedroom 2. 5 bathroom home comes to the market for the first time in nearly 50 years and preserves its colloquial charm throughout. Featuring an eat in kitchen and gracious dining room, it is a wonderful gathering spot. A downstairs primary en suite bedroom is coupled with a living room with fireplace and a seasonal sunroom with a herringbone patterned red brick floor, creating a heart and hearth with plenty of rooms to congregate. Add to the main house a two story barn and a car garage making this offering a workable home for many folks.
North Chatham NY is a close knit community and a collection of perfectly charming 18th and 19th century residences of architectural significance surrounded entirely by equestrian estates and arcadian farmland. Once a trolley stop on the Albany-Hudson line developed in 1795 and conveniently situated between the villages of Kinderhook and Chatham NY and 2. 5 hours from NYC, this offering inhabits the essential Upstate farm to table lifestyle with fabulous restaurants and shops nearby. This community is a haven for those seeking a slower pace without sacrificing connectivity.
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
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$795,000
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $636,000 | $636,000 | $636,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $530 | $530 | $530 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,916 | $4,016 | $5,281 |
| Total Monthly Payment | $4,538 | $4,638 | $5,903 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.