434 SW 14TH STREET, Ocala, FL, 34471 | $997,000

One of Ocala’s premier luxury live/work properties in the heart of the city’s professional corridor. This distinctive mixed-use estate seamlessly combines executive office space with an exceptional private residence, offering an unmatched lifestyle for physicians, attorneys, entrepreneurs, and business owners seeking prestige, convenience, and flexibility.

The ground level features expansive professional office space ideal for medical, legal, financial, consulting, wellness, or boutique business operations. With a refined layout, multiple private offices, conference area, reception space, and exceptional visibility, the property is perfectly suited for an owner-user or investor seeking a high-end mixed-use asset.

Above, the luxurious private residence delivers 5 bedrooms for refined living with upscale finishes, entertaining spaces, and elevated comfort rarely found in commercial-integrated properties. Designed for executives who value both efficiency and lifestyle, the residence provides the ultimate blend of privacy and accessibility.

Positioned minutes from downtown Ocala, hospitals, government offices, and major business centers, this property offers exceptional accessibility while maintaining a distinguished residential atmosphere.

Property Highlights:
• Mixed-use B1A zoning
• Executive office space on main level
• Luxury private residence upstairs
• Approx. 6, 776 SF total
• Ideal for medical, massage/spa, legal, financial, or professional services
• Live/work flexibility
• Prime central Ocala location
• Excellent owner-user or investment opportunity
• Rare and highly versatile asset class

This is more than a property — it is a statement headquarters and luxury residence combined into one exceptional offering.

An additional vacant lot which can be used for additional parking is available for an additional amount which is located directly across the street from this lovely office building.
All information is thought to be correct, but buyer and buyer's agent to confirm all details.

Features

  • Property Type: Mixed Use
  • Construction: Block, Concrete
  • Utilities: Electricity Available, Public, Water Connected
  • Garage: Other
  • Levels: 3
  • Heating: Electric, Heat Pump
  • Cooling: Central Air
  • Year Built: 1999
  • Approx Sq. Feet: 6,152
  • Acreage: 0.18
  • Est. Taxes: $9,072
  • Lot Desc: City Lot, Landscaped, Near Public Transit
  • Appliances: Refrigerator
  • MLS#: OM724619
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/OM724619/434sw14thstreet_ocala_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/21/2026 4:37:15 PM)
Listing courtesy of SOUTHERN ASSOCIATES REALTY LLC   Phone: 352-877-3099

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

434 SW 14TH STREET, Ocala, FL, 34471

$997,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $797,600 $797,600 $797,600
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.375% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.399% 6.475% 6.309%
Monthly Tax Payment $756 $756 $756
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,846 $4,976 $6,785
Total Monthly Payment $5,694 $5,824 $7,633

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.