114 Proctor Road, Eldred, NY, 12732 | $369,000

Welcome to this lovingly cared for 1920s farmhouse a place where memories have been made for generations and where timeless country charm welcomes you from the moment you arrive. Set on 2. 20 picturesque acres in the heart of the Catskills, this immaculate home offers over 1, 600 square feet of warm, inviting living space designed for comfort, connection, and relaxation.
Inside, you’ll find 3 bedrooms, 2 full baths, and a spacious entertainment room perfect for cozy evenings, holiday gatherings, and quiet mornings with coffee by the window. Filled with character and warmth, this home blends the beauty of a classic farmhouse with the comfort of everyday living. Outside, a separate barn provides plenty of storage and endless possibilities for hobbies, a workshop, or country entertaining.
Surrounded by the natural beauty of the Catskills, Just minutes away, enjoy a beautiful sandy beach where you can spend the day swimming, relaxing by the water, and grabbing classic summertime favorites like hamburgers and hot dogs all for a small daily fee, minutes from the Delaware River, charming antique shops, local boutiques, farmers markets, and excellent restaurants. Spend your weekends enjoying concerts at Bethel Woods Center for the Arts, performances at the historic Forestburgh Playhouse, or peaceful moments at the world-renowned Kadampa Meditation Center. Conveniently located only 15 minutes to the Metro-North train and approximately 2 hours from New York City, this special property offers the perfect blend of tranquility, charm, and convenience.
Whether you’re looking for a full-time home, a weekend retreat, or a place to create lasting memories, this enchanting farmhouse is ready to welcome you home.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Style: Farmhouse
  • Year Built: 1920
  • Heating: Forced Air, Hot Water, Oil
  • Cooling: Wall/Window Unit(s)
  • Basement: Full
  • Approx Sq. Feet: 1,664
  • Acreage: 2.2
  • Est. Taxes: $3,855
  • Lot Desc: Back Yard, Cleared, Front Yard, Near School, Near Shops
  • Elem. School: George Ross Mackenzie Elem Sch
  • Middle School: Eldred Junior-Senior High School
  • High School: Eldred Junior-Senior High School
  • School District: Eldred
  • Appliances: Electric Oven, Electric Range, Oven, Refrigerator, Oil Water Heater, Water Softener Owned
  • MLS#: 990622
  • Days on Market: 5 days
  • Website: https://www.raveis.com
    /prop/990622/114proctorroad_eldred_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Payne Team LLC   Phone: 845-649-1720

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

114 Proctor Road, Eldred, NY, 12732

$369,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $295,200 $295,200 $295,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.750% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.634% 6.890% 6.078%
Monthly Tax Payment $321 $321 $321
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,818 $1,915 $2,471
Total Monthly Payment $2,214 $2,311 $2,867

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.