1599 Timber Trace Dr, Saint Augustine, FL, 32092 | $420,000

Beautifully updated 4-bedroom, 2-bath home offering a spacious and functional layout designed for both comfortable everyday living and effortless entertaining. Nestled in Whisper Ridge, a charming and well-established St. Augustine community known for its beautiful canopy of mature trees, peaceful streets, and unbeatable convenience. From the moment you step inside, you’ll appreciate the warm, inviting feel created by rich wood flooring that flows throughout the living areas and bedrooms. The thoughtfully designed floor plan features a formal dining room perfect for hosting holiday gatherings and special occasions, along with a separate office or flex space ideal for working from home, a playroom, or hobby area. At the heart of the home is the bright eat-in kitchen, where brand-new appliances, generous cabinet space, and room for casual dining make meal prep and family time a breeze. Just beyond, the main living area opens seamlessly to one of the home’s most impressive features—an expansive 27' x 16' screened porch that truly extends your living space outdoors. With plenty of room for dining, lounging, grilling, and entertaining, this oversized porch is the perfect place to enjoy Florida’s beautiful weather year-round. The private primary suite offers a relaxing retreat with a spacious en-suite bathroom featuring a large garden tub, separate walk-in shower, and ample room to create your own spa-like escape. Three additional bedrooms provide flexibility for family, guests, or additional workspace. Washer and dryer convey for added convenience. Located just minutes from the St. Augustine Outlet Malls, World Golf Village, dining, golf, and easy access to I-95, this property combines location, value, and lifestyle. With low HOA fees and no CDD fee, this is an exceptional opportunity to own a move-in-ready home in one of St. Augustine’s most desirable communities.

Features

  • Amenities: Sidewalk
  • Bedrooms: 4
  • Baths: 2 full
  • Lot Size: 8276
  • Style: Single Family Home
  • Year Built: 2005
  • Heating: Central,Electric
  • Cooling: Central,Electric
  • Approx Sq. Feet: 2,006
  • Acreage: 0.19
  • Lot Size: 8276
  • Est. Taxes: $2,093
  • HOA Fee: $260
  • Lot Desc: Suburban
  • Elem. School: Mill Creek Elementary
  • Middle School: Mill Creek Academy
  • High School: St. Augustine
  • MLS#: 262317
  • Days on Market: 7 days
  • Website: https://www.raveis.com
    /prop/262317/1599timbertracedr_saintaugustine_fl?source=qrflyer
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Listing courtesy of FLORIDA HOMES REALTY & MORTGAGE

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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1599 Timber Trace Dr, Saint Augustine, FL, 32092

$420,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $336,000 $336,000 $336,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.776% 6.078%
Monthly Tax Payment $174 $174 $174
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,069 $2,151 $2,813
Total Monthly Payment $2,318 $2,400 $3,062

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.