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Location, location! Commuting into the city? From this Cape style home in the Gibson section of Valley Stream it is just a few blocks over to the LIRR Gibson train station which brings you into Penn in about 40 minutes. 1 block down the Street is Barrett Park. This home offers 2 levels of living space with original wood floors as seen. Main floor level includes a large living-room, formal dining room, updated kitchen, Primary Bedroom, full bathroom. Off the formal dining room is your kitchen, which includes your stove, dishwasher, refrigerator and microwave. A comfortably sized Den is at the rear of the property on the main floor level just off the dining room that leads to the backyard and 1 car garage. Utilities room with washer and dryer and an entry into garage. Upstairs offers 2 Bedrooms, and access to the attic/storage area. Low maintenance front and back yards with a storage shed in backyard. Plenty of daylight to be enjoyed on your East facing rear deck in the mornings and afternoons. This Valley Stream home is in the Hewlett-Woodmere school district.
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Our Executive Mortgage Banker:
$639,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $511,200 | $511,200 | $511,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $1,293 | $1,293 | $1,293 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,148 | $3,228 | $4,245 |
| Total Monthly Payment | $4,533 | $4,613 | $5,630 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.