28 Penguin Lane, Commack, NY, 11725 | $899,000

This Beautifully Maintained Home, featuring numerous quality updates, is set on a stunning private property surrounded by mature specimen plantings, and an in-ground pool, thoughtfully positioned behind a second wrought iron fence for exceptional privacy and enjoyment. From the moment you arrive, the home’s charming curb appeal stands out with a two-car garage, which leads to this warm, inviting Hi-Ranch. Offering an excellent versatility, this home is ideal as a spacious single-family residence or a mother/daughter setup with proper permits. The lower level features radiant heated floor, a cozy brick fireplace and a bath complete with its own Miele washer and dryer. The sun filled main level welcomes you with a skylit entry foyer leading to a generously sized living room that flows seamlessly into the dining room, both featuring hardwood floors and recessed lighting. The custom eat-in kitchen showcases rich oak cabinetry, marble countertops, a Sub-Zero refrigerator, Thermador oven, and brand-new microwave. Sliding glass doors open to an upper deck overlooking the tranquil, plant filled backyard oasis. Nicely sized bedrooms, including a primary suite with private bath, all feature hardwood flooring . Additional updates within the last several years include conversion to gas heating, central air conditioning on main level, a full-house generator, water filtration system, and solar panels. A truly special home offering comfort, privacy, flexibility and exceptional outdoor living .

Features

  • Rooms: 9
  • Bedrooms: 4
  • Baths: 3 full
  • Style: Hi Ranch
  • Year Built: 1964
  • Garage: 2-car
  • Heating: Natural Gas, Solar, Radiant Floor
  • Cooling: Air Purification System, Central Air
  • Approx Sq. Feet: 1,808
  • Acreage: 0.35
  • Est. Taxes: $19,243
  • Lot Desc: Back Yard, Front Yard, Garden, Private, Sprinklers In Front, Sprinklers In Rear, Stone/Brick Wall
  • Elem. School: Wood Park School
  • Middle School: Commack Middle School
  • High School: Commack High School
  • School District: Commack
  • Pool: Diving Board, Fenced, In Ground, Pool Cover
  • Appliances: Dishwasher, Dryer, Gas Cooktop, Microwave, Oven, Refrigerator, Washer, Gas Water Heater, Water Purifier Owned, Water Softener Rented
  • MLS#: 998805
  • Days on Market: 4 days
  • Website: https://www.raveis.com
    /prop/998805/28penguinlane_commack_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Distinctive Properties   Phone: 631-261-0300

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

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To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

28 Penguin Lane, Commack, NY, 11725

$899,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $719,200 $719,200 $719,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.165% 6.361% 6.183%
Monthly Tax Payment $1,604 $1,604 $1,604
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,084 $4,428 $6,069
Total Monthly Payment $5,780 $6,124 $7,765

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.