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Presented by
Bobbi Zacchi |
Old World Charm awaits your creativity with this 1850 Victorian - Envision the cozy rocking chair on your porch & the firepit in your level yard. This home sits on a quiet cul-de-sac yet offers a location that speaks volumes for enjoyment & necessity. Enter through French Doors to your large bright living room with wide-plank flooring. The living room flows into the spacious dining room with a door out to the patio & fenced in yard. There are 3 cozy bedrooms upstairs & a large basement with washer & dryer, an extra freezer, utilities & plenty of storage. WALK to Beacon's vibrant, eclectic town known for its thriving arts scene & well-known cultural appeal. Just one minute away by car you will enjoy this cool, artsy Hudson Valley town & all the abundant shops & restaurants that made Main Street Beacon so famous! 1. 5 miles from Metro North Hudson line to NYC! Upgrades include a State-of-the-Art Energy Efficient "Ascent" Gas Boiler/Hot Water Heater combination (value $23, 000) which comes with a 10-year transferable warranty (2025), a chimney liner (2025), front walkway & back patio (2016-2017), Roof & Vinyl siding (2007); Large fenced yard with shed & plenty of driveway parking available for large gatherings! Home needs work but major expensive components are already taken care of! INVESTORS & HANDYPEOPLE ALIKE, DON'T MISS THIS OPPORTUNITY.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$525,000
Licensed Real Estate Salesperson
William Raveis Real Estate
Phone: 914.588.3055
Bobbi.Zacchi@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.494.1459
Vincent.DiMella@raveis.com
NMLS Mortgage Loan Originator ID 24240
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $420,000 | $420,000 | $420,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $847 | $847 | $847 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,418 | $2,689 | $3,488 |
| Total Monthly Payment | $3,357 | $3,628 | $4,427 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.