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Welcome home to this light and bright sweet home located in the heart of Sorrento! Located at 31080 Lochmore Circle, this move-in ready home has all the big-ticket updates already done for you ~ making it a great option for first-time homebuyers or anyone looking for peace of mind. Built in 2007, this home features 3 bedrooms, 2 bathrooms and a 2 car garage sitting on a sizable lot with no rear neighbors. Recent upgrades include a new roof (2022), HVAC system (2023), filtration system (2023), kitchen remodel (2024), new laminate LVP wood look flooring (2025), full interior paint (2025), new drain field (2025), new stove and microwave (2025). The guest bathroom’s tub was replaced in 2026, and all light fixtures and ceiling fans have been updated throughout the home. With its high ceilings and bright, airy feel, this home welcomes you the moment you walk in. A wood-burning fireplace and screened back porch add charming details that enhance its cozy appeal. Enjoy quiet living with no HOA while still being close to shopping, restaurants, schools, and major roads for an easy commute. Eligible for all loan types, including USDA financing. If you’ve been looking for an updated home where the hard work has already been done, this one is a must-see. All information recorded in the MLS is intended to be accurate however, it should be independently verified by buyer and their agent. Some photos may be virtually staged.
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Our Executive Mortgage Banker:
Our Insurance Division:
$329,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $263,200 | $263,200 | $263,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $307 | $307 | $307 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,515 | $1,685 | $2,186 |
| Total Monthly Payment | $1,897 | $2,067 | $2,568 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.