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246 Cottage Road, Valley Cottage, NY, 10989 | $700,000
Move right in to this lovingly cared for, light and bright split level home in Valley Cottage. Pristine and renovated this home offers; hardwood floors on levels 1, 2 and 3 and laminate on lower level, Great Room addition with Cathedral ceilings, skylights, and gas fireplace, large renovated kitchen with granite counters and breakfast bar, a lower level with den, large room with full bath en suite and closets. The laundry and plenty of storage are in the tidy basement. The bedrooms and full bath are on 2cnd and 3rd floors. Valley Cottage is a sought after community in the town of Clarkstown, in the award winning Nyack School District. It is conveniently located to public transportation, shopping, the NYS Thruway, The Palisades Interstate Parkway and for Rockland destinations. Close to Rockland State Park, hiking, biking and walking trails, the Hudson River, the charming and pleasantly bustling river town of Nyack and so much more. A beautiful level treed yard with deck awaits your summertime dreams! Come and enjoy the peace and quiet you deserve!
Features
- Rooms: 8
- Bedrooms: 3
- Baths: 2 full
- Laundry: In Basement
- Style: Split Level
- Year Built: 1954
- Heating: Baseboard
- Cooling: Wall/Window Unit(s)
- Basement: Partial, Unfinished
- Approx Sq. Feet: 1,980
- Acreage: 0.35
- Est. Taxes: $15,941
- Lot Desc: Back Yard, Level, Near Public Transit, Near School
- Elem. School: Liberty Elementary School
- Middle School: Nyack Middle School
- High School: Nyack Senior High School
- School District: Nyack
- Appliances: Dishwasher, Dryer, Gas Range, Refrigerator, Washer, Gas Water Heater
- MLS#: 998854
- Days on Market: 5 days
- Website: https://www.raveis.com
/prop/998854/246cottageroad_valleycottage_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
246 Cottage Road, Valley Cottage, NY, 10989
$700,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $560,000 | $560,000 | $560,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.628% | 5.933% |
| Monthly Tax Payment | $1,328 | $1,328 | $1,328 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,403 | $3,536 | $4,650 |
| Total Monthly Payment | $4,823 | $4,956 | $6,070 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535