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Rare opportunity to own a truly one-of-a-kind Lowcountry retreat on a stunning 0. 81-acre homesite just 1. 5 miles from the heart of Lady's Island's commercial district, 1. 5 miles to the Lady's Island public boat landing, and only 2. 5 miles to historic downtown Beaufort. Set beneath majestic live oaks and overlooking an approximately 4+-acre lake with easement access and a private dock, this exceptional property delivers privacy, character, flexibility, and convenience -- all with no HOA and not located in a flood zone. Plenty of space for boats, RVs, trailers, and other recreational equipment. Adding even more potential, the adjacent 6. 82 acre parcel to the left -- owned separately and including the pond itself -- is currently available for purchase (MLS #189437) for $178. 5K The property features three separate structures, anchored by an approximately 3, 412 sq ft sprawling brick ranch full of timeless charm and versatile living space. The main home offers 3 bedrooms, 2 full baths, and 2 half baths, along with formal living and dining rooms, a spacious country kitchen with casual dining area, and an enormous family room with fireplace. With both interior and private exterior access, the family room was originally designed as a mother-in-law suite and still retains a half bath, creating outstanding multigenerational living potential. The detached 491 sq ft guest apartment includes a full bath, and kitchen and has provided intermittent rental income over the years at the owners' discretion. The guest cottage also features a ductless HVAC system approximately one year old. A separate detached studio building with window-unit A/C offers ideal space for art, hobbies, office use, or additional storage. Out back, the saltwater pool overlooks the tranquil lake and private dock, creating an incredible setting for entertaining, relaxing, fishing, kayaking, or simply enjoying the peaceful surroundings. The lake is stocked for sport fishing with brim, bass, and catfish, while abundant bird life roosts throughout the year in the surrounding rookery, including blue herons, egrets, and cormorants -- creating an extraordinary setting for nature lovers and outdoor enthusiasts. Major recent improvements and added protections provide exceptional peace of mind and include: New roof (2025) New HVAC system (2026) New attic fan (2026) Encapsulated crawl space (2026) Transferable termite bond with Palmetto Exterminators Greenbug natural pest control system administered through the irrigation system HSA Home Warranty currently in place HomeServe Drainage & Plumbing Policy currently in place Properties offering this much land, water access, flexibility, and location this close to Beaufort are exceptionally hard to find. A recent appraisal valued the home at $740, 000, yet the property is aggressively priced at $675, 000.
This information is deemed reliable, but not guaranteed. Neither the Lowcountry Regional MLS, nor the listing broker, nor their agents or subagents are responsible for the accuracy of the information. The buyer is for use by its members and is not intended for use for any other purpose. Source: LowCountry Regional MLS
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Our Executive Mortgage Banker:
$675,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $540,000 | $540,000 | $540,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $178 | $178 | $178 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,325 | $3,410 | $4,484 |
| Total Monthly Payment | $3,595 | $3,680 | $4,754 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.