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145 LONE CYPRESS Way, Saint Augustine, FL, 32092 | $475,000
Major Price Improvement with a $1, 000 closing cost credit when using the preferred lender, Allie Penny. Check out this gorgeous home today!
Pond and Preserve Views, this home truly has it all! Beautifully upgraded located in the highly sought-after 55+ community of Summer Bay at Grand Oaks.
Thoughtfully designed with both comfort and functionality in mind, this home features a gourmet kitchen with upgraded 42'' cabinetry, soft-close doors, pull-out shelving, added island storage, custom closets, upgraded lighting, and built-in flex space cabinetry. Enjoy Florida living year-round from the extended screened lanai and patio overlooking one of the community's most desirable homesites. Additional upgrades include a whole-home water softener and filtration system, plantation shutters, epoxy garage floor, 4' garage extension, fenced backyard, drop zone, and pre-plumbing for a future outdoor kitchen. Life in Summer Bay means more than just owning a beautiful home. Residents enjoy an exceptional resort-style lifestyle with access to a sparkling community pool, pickleball courts, fitness center, dog park, and a vibrant social calendar filled with activities and events. Not only that but all of the amenities of the larger Grand Oaks Community is included as well.
Some photos have been virtually enhanced to illustrate home's potential, including cosmetic paint and fixtures. No structural features or room dimensions have been altered.
Features
- Amenities: Pool, Barbecue, Clubhouse, Dog Park, Fitness Center, Jogging Path, Maintenance Grounds, Park, Pickleball, Playground, Tennis Court(s)
- Bedrooms: 3
- Baths: 2 full / 1 half
- Laundry: In Unit
- Style: Craftsman
- Year Built: 2023
- Garage: 2-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,989
- Acreage: 0.22
- Est. Taxes: $9,565
- HOA Fee: $151 Monthly
- Lot Desc: Many Trees, Wooded
- View: Pond, Protected Preserve, Trees/Woods
- Adult Communities: Yes
- Water Front: Yes
- Appliances: Dishwasher, Disposal, Dryer, Gas Cooktop, Gas Oven, Gas Water Heater, Microwave, Refrigerator, Water Softener Owned
- MLS#: 2144976
- Days on Market: 54 days
- Website: https://www.raveis.com
/prop/2144976/145lonecypressway_saintaugustine_fl?source=qrflyer
Listing courtesy of Herron Real Estate LLC
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
145 LONE CYPRESS Way, Saint Augustine, FL, 32092
$475,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $380,000 | $380,000 | $380,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $797 | $797 | $797 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,276 | $2,399 | $3,156 |
| Total Monthly Payment | $3,148 | $3,271 | $4,028 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388