96 ROYAL PALM CIRCLE, Largo, FL, 33778 | $85,000

Now available on the market, this bright and airy 1, 248-square-foot home in Palm Hill Country Club presents an exceptional opportunity to enjoy a sought-after 55+ lifestyle in desirable Pinellas County. The layout of the home includes two bedrooms, each with its own private en suite bathroom, creating a functional living environment. A warm, inviting setting makes it easy to feel at home, and one small pet is welcome to share the space with you. A generously sized yard with no rear neighbors offers a peaceful, open backdrop that’s hard to find. Whether you prefer staying active with golf, tennis, pickleball, or shuffleboard, or unwinding beside the community’s pools and jacuzzis, there’s something for every pace of life. Even better, a combined monthly maintenance fee of $595. 00 covers water, sewer, garbage, lawn care, cable, and internet, allowing you to fully enjoy everything this community has to offer without the extra hassle of separate bill-paying!
INTERIOR:
A comfortable and adaptable interior greets you upon entry to this well-designed split floor plan in good condition and enhanced by classic paneled walls, while laminate flooring flows through most of the home. Recent C/H/A (2024), ceiling ducts, and ceiling fans add to the overall comfort. The kitchen features a handy breakfast bar, abundant cabinetry, a pantry, and white appliances, including a refrigerator, range, oven, and dishwasher, while an adjacent dining area showcases a built-in mirrored buffet/hutch with solid cabinetry and glass fronts—perfect for storage and display. The bright, generously sized living room creates an ideal setting for entertaining. At the same time, a charming bonus area with parquet flooring and stylish lighting currently serves as a cozy office but could easily be switched up to fit your vision. The spacious guest bedroom offers a closet and a wall-to-wall built-in dresser, with an en suite bath featuring vinyl flooring, a single vanity, and a tub/shower combination. Additional flexible space is found in the raised Florida room, which could be transformed into an office or even a third bedroom, if desired. The sizable primary suite is filled with natural light and includes a walk-in closet, a built-in dresser, and a private en suite bath complete with a walk-in shower and a large single-sink vanity.
EXTERIOR:
This practical home offers a solid foundation for your Florida lifestyle, featuring durable vinyl siding and a functional coated roof. To help keep the interior comfortable and enhance curb appeal, the home is equipped with awnings. An extended two-car carport provides plenty of shaded parking, while the extra space just beyond it offers a flexible spot for an outdoor seating area to enjoy the Florida breeze! You’ll find added convenience in the utility shed, which houses the washer and dryer together with room for extra storage. Priced at just $85, 000 including the share, this is your straightforward ticket into a premier 55+ lifestyle without the premium price tag! Call soon for your private showing!

Features

  • Amenities: Cable TV, Clubhouse, Golf Course, Laundry, Pickleball Court(s), Pool, Recreation Facilities, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s)
  • Rooms: 3
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Other
  • Year Built: 1975
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,248
  • Est. Taxes: $128
  • HOA Fee: $595 Monthly
  • Lot Desc: Sidewalk
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Dogs OK, Number Limit, Size Limit, Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Dryer, Electric Water Heater, Range Hood, Refrigerator, Washer
  • MLS#: TB8504608
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8504608/96royalpalmcircle_largo_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/19/2026 2:47:09 PM)
Listing courtesy of SELECT REAL ESTATE OF PINELLAS   Phone: 727-584-3588

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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96 ROYAL PALM CIRCLE, Largo, FL, 33778

$85,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $68,000 $68,000 $68,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.500% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.375% 6.638% 5.972%
Monthly Tax Payment $11 $11 $11
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $419 $430 $565
Total Monthly Payment $505 $516 $651

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.