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Welcome to Oaks IV — a peaceful, oak-canopied condominium community in the heart of Port Charlotte offering relaxed Florida living with resort-style amenities and a beautifully maintained park-like setting. This furnished first-floor 1-bedroom, 1-bath residence is ideally positioned with tranquil brackish canal views, pond views with a lighted fountain, and lush mature landscaping that create a quiet and inviting atmosphere.
Inside, you’ll find a bright and recently updated functional floor plan featuring an open living and dining area, updated ceiling fans with remotes, vertical blinds, updated flooring, fresh designer-inspired neutral interior paint, decorative dome-style ceiling panels, and comfortable furnishings included for immediate enjoyment. The dining area showcases custom built-in cabinetry with mirror accents and decorative chair rail detailing, adding warmth and character to the living space.
The kitchen features ceramic tile flooring installed in May 2018, luxury vinyl laminate installed in May 2026, a Whirlpool glass-top range, Hamilton Beach microwave, practical workspace, convenient appliance placement, and ample cabinetry. Kitchen is not designed in accordance with ADA guidelines.
The bathroom includes a Jacuzzi walk-in tub with grab bars, raised-height toilet, updated mirrors and lighting, and additional features designed for ease of use. Additional improvements include impact windows approved for Charlotte County hurricane standards, updated AC system and condenser, Rheem hot water heater installed January 2026, Honeywell digital thermostat, LG high-end combo washer/dryer, updated closet shelving, professionally cleaned grout, and a screened tiled lanai with HOA-approved storage cabinet.
Enjoy peaceful mornings and relaxing evenings from the screened lanai overlooking the canal, pond, and mature tropical landscaping with opportunities to observe native Florida birds and wildlife.
Residents of Oaks IV enjoy access to a heated community pool, clubhouse, bocce courts, shuffleboard, recreational facilities, seasonal community events, and beautifully maintained grounds shaded by mature Florida oaks. Conveniently located near shopping, dining, medical facilities, golf courses, Charlotte Harbor amenities, and beautiful Southwest Florida Gulf beaches, this residence offers an exceptional opportunity to enjoy the Florida lifestyle in a peaceful resort-style setting.
Monthly association fees are currently $316/month and include exterior maintenance, grounds maintenance, lawn care, water, sewer, trash, recreational facilities, and common area upkeep. Condo association approval required prior to ownership. One small pet may be permitted subject to association review and approval through the condo application process.
Buyers are encouraged to verify all measurements, features, furnishings, amenities, room dimensions, pet restrictions, leasing restrictions, and association requirements.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$124,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $99,920 | $99,920 | $99,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $91 | $91 | $91 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $575 | $640 | $830 |
| Total Monthly Payment | $741 | $806 | $996 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.