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Motivated Seller! Fully furnished home that includes furniture and furnishings!!! Just bring your clothes! Florida waterfront living at its finest! This beautifully maintained 3-bedroom, 2-bath, 2-car garage home is ideally situated on an oversized lot in desirable Punta Gorda Isles, offering deep sailboat access with no bridges to Charlotte Harbor and the Gulf waters. Designed for both comfort and entertaining, the home features tile flooring throughout and hurricane impact windows, providing peace of mind, energy efficiency, and easy maintenance. The spacious floor plan includes a bonus family room, while the generously sized bedrooms and spacious closets offer comfort and ample storage throughout the home. Step outside and embrace the Southwest Florida lifestyle with your own 10, 000-pound boat lift, making it effortless to enjoy boating, fishing, waterfront dining, or sunset cruises. The oversized lot also includes a separate fenced area specifically for your dog, creating a safe and convenient outdoor space for your furry companion. Spend your evenings relaxing on the lanai while enjoying peaceful canal views or watching dolphins and manatees swim by. Whether you're searching for a primary residence, seasonal retreat, or investment opportunity, this home offers it all. Additional highlights include an assumable VA loan (for qualified buyers), an assumable flood insurance policy, and proven income-producing potential through successful short-term vacation rentals (VRBO). This exceptional waterfront property combines comfort, convenience, and an unbeatable boating lifestyle. From open-water access and premium boating amenities to modern upgrades and investment potential, this Punta Gorda Isles gem is ready for you to start living the Florida dream. Conveniently located near golf courses, marinas, waterfront dining, Fishermen’s Village, historic downtown Punta Gorda, shopping, and world-class boating and fishing opportunities, this property truly captures the best of Florida living!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
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Our Executive Mortgage Banker:
Our Insurance Division:
$649,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $519,200 | $519,200 | $519,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.358% | 6.640% | 5.952% |
| Monthly Tax Payment | $407 | $407 | $407 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,110 | $3,278 | $4,311 |
| Total Monthly Payment | $3,609 | $3,777 | $4,810 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.