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Presented by
Katie Duff |
2020 Elevated custom block home delivers the Gulf Coast lifestyle. No deed restrictions, no pet restrictions, no lease restrictions, no HOA, No CDD. Constructed with block on both levels, hurricane-impact windows and doors, spray foam insulation, and living areas positioned 17 feet above sea level, this storm-conscious home offers genuine peace of mind — the living spaces have never flooded.
Positioned on an oversized corner lot minutes from the Cotee River and Gulf access, this is a true Gulf Coast lifestyle property built for boating, entertaining, and year-round Florida living. American Marina sits directly across the street — boat slips, dry storage, boat and jet ski rentals, and immediate water access. Waterfront dining by boat, downtown New Port Richey, Sims Park, multiple boat ramps, and golf cart-friendly entertainment are all close by.
Inside, soaring ceilings and an open-concept split floor plan create a bright, spacious coastal contemporary feel. Quartz countertops, upgraded finishes, French doors, water views, and Gulf breezes carry throughout. The owner's suite features a soaking tub and spa-style walk-in shower system. Oversized secondary bedrooms — including a second primary suite — offer ideal flexibility for guests or multigenerational living. A dedicated laundry room with built-in storage completes the interior.
What sets this property apart is the 2, 000+ sq ft five-car garage and flex space. Oversized bays, tandem parking, an iron security entry door, luxury vinyl flooring, and generous storage elevate this far beyond a traditional garage. A dedicated built-in content studio is already in place — ideal for creators, entrepreneurs, or private office use. Car collectors, boaters, RV owners, remote professionals, and hobbyists alike will find room to thrive.
Outdoor living was designed for entertaining and relaxation: a screened upper deck with retractable awnings, custom privacy landscaping, and an 18×9 Michael Phelps swim spa perfect for fitness and resort-style living year-round.
The details that matter: boat parking on-site, golf cart friendly, no HOA, no CDD, no restrictive deed limitations. The oversized lot accommodates RVs up to 45 feet with full sewer hookup and 50-amp service already installed. Seller will consider Bitcoin. Adjacent lots available — rare compound potential for multigenerational living, guest homes, or a private Gulf Coast retreat.
Keywords: High and dry, VA, FHA, cash, conventional, elevated construction, flood-conscious construction, energy-efficient home, smart thermostat, screened balcony, screened lanai, outdoor kitchen potential, coastal retreat, Florida retreat, second home, seasonal residence, snowbird, water access, Gulf Coast retreat, private oasis, custom coastal retreat, executive home, estate-sized lot, corner lot, oversized driveway, storage for boats and toys, hurricane-resistant, recreational lifestyle, luxury flex space, home-based business setup, creator-friendly workspace, fitness retreat, spa-inspired primary bath, designer finishes, custom-built luxury, Florida relocation, move-up buyer, retirement lifestyle, marina lifestyle, cross breezes, turnkey coastal living, RV, boat, toys, no CDD, workshop, toy garage, storm-ready, resilient home, luxury coastal property, custom estate, private retreat, entertainer's dream, tropical landscaping, palm trees, near Gulf beaches, luxury outdoor living, storage compound, digital entrepreneur, salt-life lifestyle.
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Our Executive Mortgage Banker:
Our Insurance Division:
$700,000
Sales Associate
William Raveis Real Estate
Phone: 617.653.8433
Katie.Duff@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 508.335.8179
Michael.Cartier@raveis.com
NMLS Mortgage Loan Originator ID 1017266
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $560,000 | $560,000 | $560,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $934 | $934 | $934 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,224 | $3,586 | $4,650 |
| Total Monthly Payment | $4,250 | $4,612 | $5,676 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.