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Light-filled, charming 4 Bedroom/3. 5 bath 1800s farmhouse with two ensuites -- including one on the first floor that can, alternatively, serve as a home office. Also on the first floor is a great room with high ceilings, a wood burning fireplace and French doors with access to the 24' x 24' deck. The home is set for entertaining with an easy flow from the eat-in kitchen, to the dining room, or out to the deck for al fresco dining. The formal dining room has a tin ceiling, which is probably a vestige from its history as a country store and bar before it was moved further from the road in the 1960s and put on a new foundation. Throughout the freshly-painted house there are skylights, warm pine floors and lots of storage.
The first floor also boasts a half-bath off of a separate kitchen porch entry, a sizable reach-in kitchen pantry, an office nook or sitting room tucked between the formal living room and the great room, as well as a laundry room. The second floor has three bedrooms, and two baths. There is a separate hallway entrance to the second ensuite bedroom with cathedral ceilings, a full bath and his-and-her closets.
The oversized, detached two car garage is steps away from the home's deck entrances and has attic storage. Other exterior features include two covered sitting porches, a creek-side covered bench where one can swing while listening to the babbling brook and birdsong. Near the kitchen entrance there's a wood shed to store fuel for indoor or outdoor fires. Other amenities include ample guest parking, convenient crescent driveway, central air, a back-up generator and invisible dog fencing running the perimeter of the property.
Whether you're looking for full-time living in the Chatham School District or a weekend get-away, there is a lot packed into this centrally-located, easy-to-maintain 1/3 acre property. Only five minutes to the Villages of Valatie or Chatham, 25 minutes to Albany or Hudson, and 2. 5 hours to New York or Boston.
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
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$599,000
William Raveis Real Estate
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $479,200 | $479,200 | $479,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $477 | $477 | $477 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,951 | $3,026 | $3,979 |
| Total Monthly Payment | $3,520 | $3,595 | $4,548 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.