1966 TROTTER RD, Largo, FL, 33774 | $360,000

Completely renovated just three years ago, this 3 bedroom, 2 bathroom block home sits on an oversized lot in the heart of Largo with rare flexibility, outdoor space, and income potential. The interior was thoughtfully updated throughout, including a new AC unit and hot water heater. The kitchen features new Samsung appliances, durable porcelain slab countertops, quiet-close cabinetry, a stainless steel single basin sink, and Delta faucet. Both bathrooms were updated with new tile showers, vanities, toilets, and Delta fixtures. Additional interior upgrades include ceiling fans with remote controls in every room, a dedicated laundry room with new Insignia washer and dryer, Frontier 1GB fiber internet, Schlage smart locks, and Blink security cameras. Outside is where this property truly stands out. Situated on over a quarter acre, the backyard was designed for entertaining and enjoying the Florida lifestyle with a hot tub and deck, fire pit area with pavers and decorative rock, dog play area with artificial turf, and new privacy fencing around both the backyard and carport. With room to expand or add an ADU, plus the ability to operate as a short term rental in Largo, this property offers a unique opportunity for both homeowners and investors alike. Roof replaced in 2022.

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Laundry Room, Outside, Washer Hookup
  • Year Built: 1957
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,133
  • Acreage: 0.27
  • Est. Taxes: $5,321
  • Elem. School: Ridgecrest Elementary-PN
  • Middle School: Seminole Middle-PN
  • High School: Largo High-PN
  • Appliances: Dishwasher, Dryer, Microwave, Refrigerator, Washer
  • MLS#: TB8507089
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8507089/1966trotterrd_largo_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/16/2026 4:17:28 AM)
Listing courtesy of SOUTH CEDAR REAL ESTATE, INC   Phone: 813-374-7907

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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1966 TROTTER RD, Largo, FL, 33774

$360,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $288,000 $288,000 $288,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.133% 6.739% 5.952%
Monthly Tax Payment $443 $443 $443
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,658 $1,844 $2,392
Total Monthly Payment $2,176 $2,362 $2,910

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.