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Tucked away at the end of a quiet private road, this elevated waterfront retreat captures the relaxed charm of Old Florida living while offering the flexibility today’s buyers crave. Situated on TWO CANAL-FRONT LOTS with access to the stunning Homosassa River via the Halls River, this beautifully remodeled 3-bedroom, 2-bath stilt home blends coastal comfort, investment potential, and room to grow. From the moment you arrive, the inviting Florida vacation vibe sets the tone with abundant covered parking beneath the home for vehicles, boats, trailers, golf carts, and all your waterfront toys, plus an enclosed storage area for added convenience. Climb the composite board staircase with deep blue wood railing to the inviting front porcha and double door entry. Step inside and natural light pours through dramatic transom windows stretching across both peaks of the home, creating an airy, sunlit atmosphere throughout the living spaces. A large picture window frames peaceful backyard nature views, bringing the outdoors in. The thoughtfully designed split-bedroom floor plan offers ideal owner privacy, while the spacious primary suite features a walk-in closet, jetted soaking tub, and separate shower for a spa-like retreat. The upper loft adds incredible versatility as a bonus room, game area, office, or additional sleeping space for larger gatherings and vacation guests. Outside, enjoy your floating dock with easy boating access to the river, springs, restaurants, and Gulf waters beyond. The additional unimproved corner lot offers rare flexibility—preserve it for added privacy, expand outdoor entertaining, or develop for future possibilities. With no deed restrictions, this property also presents an exceptional opportunity for personal enjoyment, seasonal escapes, or short-term rental income potential. Quiet, private, and surrounded by nature, this is the kind of waterfront property people come to Florida hoping to find.
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Our Executive Mortgage Banker:
Our Insurance Division:
$470,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $376,000 | $376,000 | $376,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $625 | $625 | $625 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,164 | $2,408 | $3,122 |
| Total Monthly Payment | $2,864 | $3,108 | $3,822 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.