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Located in the desirable Cedar Island section of Fairlawn Barony in Moncks Corner, this 4-bedroom, 3-bath home features a spacious and practical layout with the primary suite conveniently situated on the main floor. Set within a no HOA community, it offers easy access to the Cooper River, nearby Santee Cooper lakes, and local boat landings, perfect for boating, fishing, and embracing the Lowcountry lifestyle. Inside, high ceilings and abundant natural light create an airy, open atmosphere throughout the main living spaces. The kitchen is well-appointed with generous cabinetry, tile backsplash, a large center island, and an eat-in area, while a separate dining room provides an inviting setting for entertaining and special occasions. A wrap-around porch extends the living space outdoors, offering a relaxing place to take in the peaceful surroundings. The home sits on nearly half an acre with mature landscaping and a backyard that backs to a tidal creek, delivering a serene natural backdrop along with ample space for your boat or outdoor storage. On the main level, the primary suite includes a private bath, accompanied by a second bedroom and full bath that can serve as guest room or a home office. Upstairs, two additional bedrooms and a full bath provide flexible living options. A detached two-car garage includes finished space above with a full bath, ideal for a guest suite, office or hobby area, your options are unlimited. Opportunities in this section of Fairlawn Barony do not come often, further enhancing the appeal of this established neighborhood. Conveniently located near downtown Moncks Corner, shopping, dining, schools, and area boat landings. This home combines everyday convenience with direct access to outdoor recreation and the Lowcountry lifestyle
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Our Executive Mortgage Banker:
$585,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $468,000 | $468,000 | $468,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.634% | 6.890% | 6.078% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,882 | $3,035 | $3,918 |
| Total Monthly Payment | $2,974 | $3,127 | $4,010 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.