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131 Seth Low Mountain Road, Ridgefield, CT, 06877 | $900,000
Nestled on a private 1. 75-acre setting in Ridgefield's sought-after Twixt Hills beach and recreation community, this expanded 5-bedroom Cape offers timeless charm, flexible living space, and numerous updates. Set back from the road with a circular driveway, stone bridge over a babbling brook, and mature trees, the property feels like a peaceful retreat. Major improvements include a new roof, Hardie Board siding, boiler, hot water heater, oil tank, and whole-house generator (2022), plus remodeled baths, fresh interior paint, new garage doors, retaining walls, and updated landscaping. Sun-filled living spaces feature hardwood floors, skylights, exposed beams, oversized windows, and a two-sided brick fireplace. The spacious eat-in kitchen offers newer appliances, abundant cabinetry, wall oven, cooktop, and direct access to the expansive deck for seamless indoor/outdoor entertaining. The vaulted den/family room showcases soaring ceilings and walls of windows overlooking the serene wooded setting. A main-level bedroom and renovated full bath provide ideal one-level living options, while four additional upstairs bedrooms offer generous space and flexibility. Renovated laundry/powder room with custom cabinetry and dog wash station, fenced play area/dog run, oversized 2-car garage, and lower-level expansion potential complete the home. Enjoy private beach access and year-round community events minutes from downtown Ridgefield. The beach community tax district is $550 per year and the social fee is optional and approximately $25
Features
- Rooms: 9
- Bedrooms: 5
- Baths: 2 full / 1 half
- Laundry: Main Level
- Style: Cape Cod
- Year Built: 1964
- Garage: 2-car Under House Garage
- Heating: Hot Water
- Cooling: None
- Basement: Full,Unfinished
- Above Grade Approx. Sq. Feet: 2,528
- Acreage: 1.75
- Est. Taxes: $13,364
- HOA Fee: $550 Annually
- Lot Desc: Lightly Wooded
- Water Front: Yes
- Elem. School: Barlow Mountain
- High School: Ridgefield
- Appliances: Cook Top,Wall Oven,Refrigerator,Dishwasher
- MLS#: 24175157
- Website: https://www.raveis.com
/prop/24175157/131sethlowmountainroad_ridgefield_ct?source=qrflyer
Listing courtesy of Berkshire Hathaway NE Prop. Phone: (203) 438-9501
Room Information
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Hardwood Floor | Main |
| Bedroom 2 | Hardwood Floor | Upper |
| Bedroom 3 | Hardwood Floor | Upper |
| Bedroom 4 | Hardwood Floor | Upper |
| Dining Room | Hardwood Floor | Main |
| Eat-In Kitchen | Main | |
| Family Room | Vaulted Ceiling,Fireplace,Hardwood Floor | Main |
| Full Bath | Main | |
| Full Bath | Upper | |
| Living Room | Fireplace,Hardwood Floor | Main |
| Primary Bedroom | Upper |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeInsurance Sales Director, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
131 Seth Low Mountain Road, Ridgefield, CT, 06877
$900,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $720,000 | $720,000 | $720,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.361% | 6.183% |
| Monthly Tax Payment | $1,114 | $1,114 | $1,114 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,088 | $4,433 | $6,076 |
| Total Monthly Payment | $5,294 | $5,639 | $7,282 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524