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"Storybook" Cape in the heart of Old Wethersfield steps to the village center & the Cove! A home long admired for its picture perfect curb appeal, it offers a lovely introduction to the charm that awaits inside. Enter through the Dutch door to the sun-filled living room with a large picture window, a fireplace & classic Bosworth built-ins. The expansive kitchen is filled with custom cabinetry & thoughtfully designed for the home chef, it features a center island, double ovens, generous table space, a walk-in pantry, French doors to the lovely backyard. Two additional rooms on the first floor offer wonderful flexibility-both could function as bedrooms. One is currently a dining room, while the other would make a perfect home office. A full bath completes the main floor. Upstairs, there are two spacious bedrooms & a full bath. A wonderful family room in the lower level provides additional living space, complete with a brick fireplace. The lower level also offers generous storage, a dedicated laundry area & a walk-in cedar closet. More to love. . . hardwood flooring throughout, 2 exterior Dutch doors, 200 amp electrical w/ generator hook-up, Anderson thermo-pane windows, irrigation system in front yard, Central Air & attached garage. The outdoor space is every bit as charming, highlighted by brownstone walls, stone steps, private backyard with stone patio & a majestic tree in the front yard. This very special home has many nice features left for your surprise! Wethersfield is CT's largest historic district in the state of CT contains 1200 structures, over 150 built prior to 1850. History lovers, architecture fans, and those who love the charm of a classic New England Village will love Old Wethersfield! You are just steps away from award winning restaurants, shops and museums. The thriving historic village has several events throughout the year. . . Bicycles on Main, Porchfest, Book Walk, Scarecrows on Main, Holidays on Main, Heritage weekend, pop-up markets, 5k races, parades & festivals. Along with that there are concerts, seminars and lectures. . . something to do every day! Note: Wethersfield is phasing in taxes over four years, taxes shown are year one.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Built-Ins,Hardwood Floor | 12.0 x 12.0 | Upper |
| Bedroom 2 | Built-Ins | 13.0 x 10.0 | Main |
| Dining Room | Hardwood Floor | 11.0 x 13.0 | Main |
| Family Room | Fireplace | 17.0 x 14.0 | Lower |
| Kitchen | Built-Ins,Eating Space,French Doors,Island,Pantry,Hardwood Floor | 24.0 x 15.0 | Main |
| Living Room | Bay/Bow Window,Book Shelves,Built-Ins,Fireplace,Hardwood Floor | 14.0 x 14.0 | Main |
| Primary Bedroom | 15.0 x 12.0 | Upper |
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|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $420,000 | $420,000 | $420,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $749 | $749 | $749 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,586 | $2,689 | $3,516 |
| Total Monthly Payment | $3,427 | $3,530 | $4,357 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.